Personal Loans in Austin, TX

Looking for personal loans with the lowest interest rates in Austin, TX? Compare offers from trusted local lenders to find affordable options that fit your budget and goals. It’s simpler than you think to get the funds you need without the hassle.

Whether it’s for debt consolidation, home improvements, or unexpected expenses, Austin residents can discover flexible loan terms and quick approvals. Start comparing today and take control of your financial future with confidence and hometown support.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
truwest
4.87 - 6.17 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
etpcu
6.75 - 18 %
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
bvscu
7 - 18 %
5 Yrs
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
myncu
7.14 - 18 %
3.1 - 4 Yrs
soarion
7.69 - 8.19 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago. Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently.

Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases. Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
4611 GUADALUPE ST AUSTIN TX 78751
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419

🏘️ All the Lenders Available in Travis County, TX

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