Personal Loans in Austin, TX

Looking for the lowest loan APR in Austin, TX? Compare personalized loan offers from trusted local lenders and find the best rates tailored to your needs. Whether it’s debt consolidation or a big purchase, we make it easy to explore your options.

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Filters

Lender
APR
Term
Amount
Link
Info
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
∞
ecu
10.9 - 19.9 %
5 Yrs
∞
rrcu
11.3 - 13.3 %
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
gtfcu
12.99 %
0.1 - 5 Yrs
2,500 - $10,000
∞
unitedfcu
12.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
RANDOLPH-BROOKS FEDERAL CREDIT UNION
14100 N INTERSTATE 35 AUSTIN TX 78728
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

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