Randolph-Brooks Credit Union Austin TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 14100 N Interstate 35, Austin, TX 78728. Since our establishment in 1952, we've dedicated ourselves to serving our community and supporting our members' financial goals. With a proud membership of over 1,158,867 individuals, we understand the importance of trust and reliability in banking. At Randolph-brooks, we take pride in our impressive total assets of $17,549,897,730 and total deposits reaching $205,518,113. Our commitment to our members is reflected in our robust lending portfolio, with a total of 663,833 loans and leases available for your needs. We also maintain a strong net worth of $2,188,129,649, ensuring that we remain a stable choice for your financial services. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. Our friendly team is here to assist you with a range of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, credit cards with rewards programs, as well as business banking solutions. Led by CEO Mark Sekula and Board President Edward Polansky, our passionate staff of 2,366 employees is eager to provide personalized service that meets your unique financial needs. Whether you're looking for guidance on saving for the future or need assistance with loan applications, we're here for you every step of the way. With easy access through our drive-thru services and an array of online banking features including mobile payments and e-statements at your fingertips, managing your finances has never been easier. We invite you to reach out to us at 210-945-3333 or visit our website at www.rbfcu.org to learn more about how we can assist you on your financial journey. Join us today and experience the Randolph-brooks difference!

Branch History & Mission

At Randolph-brooks, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1952, we've grown from a small credit union into a trusted financial partner for over 1.15 million members in Austin, TX, and beyond. Located at 14100 N Interstate 35, Austin, TX 78728, our branch is situated conveniently along one of the city's major thoroughfares, making it easy for you to access our services. Our mission is simple yet profound: to provide exceptional financial services while uplifting the communities we serve. We believe that everyone deserves access to quality financial products tailored to their unique needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Our commitment extends beyond just financial transactions; we aim to empower individuals through education and support. As a member-owned credit union, we prioritize your interests above all else. Our total assets have reached an impressive $17.55 billion, allowing us to offer competitive rates on loans and deposits. Additionally, our team is dedicated to ensuring that our services are accessible to everyone our branch features ADA compliance initiatives and offers digital banking solutions such as online banking and mobile payments. We understand the importance of community engagement. Throughout the years, we've partnered with local organizations to support various outreach programs that foster growth and stability within Austin. From financial literacy workshops to local sponsorships, we strive to be a positive force in our area. While members can visit us at our main branch location, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. Our operating hours are designed with your convenience in mind: the lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. The drive-thru service operates earlier on weekdays from 7 AM until 6 PM (and until 7 PM on Fridays), offering greater flexibility for your busy schedule. Join us at Randolph-brooks Credit Union today! Experience firsthand the benefits of being part of a financial institution that truly cares about its members and community. We're excited to help you reach your financial goals! For more information or assistance, feel free to call us at 210-945-3333 or visit our website at rbfcu.org.

Branch Location & Accessibility

Welcome to Randolph-brooks at our North Austin branch! Conveniently located at 14100 N Interstate 35, Austin, TX 78728, we're here to serve you in the heart of Travis County. Our branch is easily accessible, making it simple for you to stop by and take care of your banking needs. Whether you're heading home from work or out running errands, our location is just off the interstate, near familiar landmarks like The Domain and the beautiful Walnut Creek Metropolitan Park. At our North Austin branch, we prioritize your comfort and convenience. We offer ample parking right outside our doors, and our facility is designed with accessibility in mind, including ramps and ADA-compliant features. If you ever need assistance, our friendly staff is ready to help. We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. If you prefer drive-thru service, you can visit us Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM. Need cash? Don't worry! We have ATM services available for quick withdrawals and balance checks. While members can visit us at 14100 N Interstate 35, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148 if that's more convenient for you. Ready to experience top-notch personal banking? Come on down or give us a call at 210-945-3333. We look forward to welcoming you to our Randolph-brooks family!

Member Eligibility

At Randolph-brooks, we believe that everyone deserves a place to call their financial home. Joining our community is simple and welcoming! To become a member, you just need to meet a few friendly criteria. If you live, work, or worship in the areas we serve, or if you have a family member who is already part of our credit union, you're eligible! We take pride in offering our members a range of benefits, including personalized service, competitive rates on loans and savings accounts, and access to exclusive financial resources. Ready to take the next step? Opening your account at Randolph-brooks is straightforward and designed with you in mind. You can find all the details about eligibility and how to apply by visiting us at http://www.rbfcu.org#membership . If you have any questions or would like assistance along the way, don't hesitate to give us a call at (210) 945-3333. We're here to help you every step of the way as you join our thriving community at 14100 N Interstate 35 Austin Tx 78728!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services designed to make transactions easier for your business. Whether you're processing payments at a physical location or online, our solutions are tailored to fit your needs. This means quicker access to funds and improved cash flow key elements for any thriving business. Located conveniently at 14100 N Interstate 35 Austin Tx 78728, Austin, TX, we're ready to partner with you in achieving your business goals. Reach out today at (210) 945-3333 and let us help turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand the unique challenges that businesses face, which is why we are here to support you every step of the way.

Convenient Access

Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. If you prefer in-person transactions, our drive-thru banking offers basic services like deposits and withdrawals without needing to leave your vehicle. At Randolph-brooks, we strive to ensure that all these services are available in a user-friendly manner so that managing your finances feels less like a chore and more like an opportunity. If you have questions about any of our services or want to learn more about how we can help meet your financial needs, don't hesitate to reach out! Call us at 210-945-3333 or visit our website at rbfcu.org. We look forward to serving you!

Credit Options

Managing debt is easier with our personal loans and debt consolidation services. These products allow you to streamline your payments and reduce stress. Plus, our credit cards come with rewards that give back every time you spend making them not just a means of payment but also a way to earn.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. Our online and mobile banking platforms allow you to manage your accounts, pay bills, and transfer funds from anywhere at any time. You can even use features like person-to-person payments for quick transactions between friends or family.

Personal Banking

Our personal banking services are designed to make managing your finances simple. With options for checking and savings accounts, you can easily keep track of your money while earning interest. If you're in the market for a vehicle, our auto loans and vehicle financing options can help you get on the road without breaking the bank. For those considering home ownership, we offer mortgage loans and refinancing solutions tailored to fit various budgets.

Digital & Online Banking

At Randolph-brooks, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a suite of digital and online banking services designed to put you in control, anytime and anywhere. You can easily access your accounts through our online banking platform at https://www.rbfcu.org/ . With 24/7 online banking services, you can check balances, transfer funds, and pay bills without needing to visit a branch. Plus, our mobile application lets you manage your finances right from your smartphone, making banking on the go a breeze. One of the standout features we provide is electronic signature authorization, allowing you to complete important transactions quickly and securely from the comfort of your home. You can also enjoy the benefits of e-statements, which are not only eco-friendly but also keep your financial information organized and easily accessible. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple to send funds directly with just a few taps on your device. And if you prefer using mobile payments, you'll be pleased to know that this feature is available as well, letting you make purchases with ease while keeping your information secure. With all these user-friendly options at your fingertips, managing your money has never been easier. Experience the future of banking with Randolph-brooks where convenience meets security every day!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 14100 N Interstate 35 Austin Tx 78728 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Secured

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Better Services

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $143,604 in used auto loans and $12,267,157,184 in total loans and leases.

Solid Financial Foundation

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in expanding their business ventures, our outstanding commercial loans totaling $889,860,383 provide the capital needed for growth and expansion. We also have a variety of credit lines available totaling $6,884,240,827, ensuring that both personal and business financing needs are met. If you're considering refinancing any existing loans or exploring eligibility options for new loans, feel free to reach out for more information. Our team is ready to assist you with any questions you may have. At Randolph-brooks located at 14100 N Interstate 35 Austin TX 78728, we pride ourselves on being a trusted partner in your financial journey. For inquiries or assistance with loan applications, please call us at 210-945-3333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms that make it easy for you to drive away in the vehicle you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, tailored to meet your specific needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $538,599,591 in loans helping members manage their budgets effectively, our credit cards are designed with you in mind. Enjoy the freedom of making purchases without worrying about collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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RANDOLPH BROOKS FEDERAL CREDIT UNION