Personal Loans in Austin, TX

Looking for a personal loan in Austin, TX? Compare offers from local credit unions to find flexible repayment plans that fit your budget and lifestyle. It’s easy to explore options designed to support your financial goals right here in your community.

Austin residents trust credit unions for low rates and personalized service. Whether you need funds for home improvements, debt consolidation, or unexpected expenses, comparing loan offers helps you secure the best deal with confidence and care.

Filters

Lender
APR
Term
Amount
Link
Info
rrcu
11.3 - 13.3 %
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
fscu
11.99 - 17.99 %
1 - 5 Yrs
$40,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
gtfcu
12.99 %
0.1 - 5 Yrs
2,500 - $10,000
∞
unitedfcu
13.24 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans carry an APR of 13.3% , also unchanged during those periods. Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from one week and one month ago. Both rates have remained steady compared to 60 and 90 days ago.

Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

First Service's Personal loan has an APR of 11.99% today, unchanged from it was 60 and 90 days ago. There's no change in the rate compared to a month ago. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Greater Texas has a Helping hand loan and a Personal loan, both with an APR of 12.99% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

United's Fixed rate signature loan has a minimum APR of 13.24% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it was 12.99% .

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
TEXAS DPS CREDIT UNION
3701 LAKE AUSTIN BLVD AUSTIN TX 78703
E-Statements
E-Signature
Assets: $95,296,675
Deposits: $5,585,340
Net Worth: $10,607,349
Employees: 20
Members: 5,740

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

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