Personal Loans in Austin, TX

Looking for a personal loan in Austin, TX? Compare offers from local credit unions to find flexible repayment plans that fit your budget and lifestyle. It’s easy to explore options designed to support your financial goals right here in your community.

Austin residents trust credit unions for low rates and personalized service. Whether you need funds for home improvements, debt consolidation, or unexpected expenses, comparing loan offers helps you secure the best deal with confidence and care.

Filters

Lender
APR
Term
Amount
Link
Info
crcu
9.74 - 14 %
1 - 6 Yrs
∞
smartcu
9.74 - 16.99 %
7 Yrs
∞
aplusfcu
9.74 - 17 %
0.5 - 7 Yrs
∞
advancial
9.9 %
∞
atfcu
9.9 %
5 Yrs
∞
fecca
9.99 - 10.99 %
∞
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
∞
dupaco
9.99 - 12.49 %
2 - 5 Yrs
∞
cafcu
9.99 - 13.99 %
∞
fccu
9.99 - 17.99 %
2 - 7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Community Resource has a personal or signature loan with an APR of 9.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The debt consolidation loan has a fixed APR of 10.99% , also unchanged during these periods. Smart Financial's Personal & signature loans have a 9.74% APR today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. The Revolving line of credit has a 11.99% APR now, steady over the past 90 days except for a lower rate 90 days ago.

A+ has a personal loan with an APR of 9.74% today, unchanged from 7 and 30 days ago but higher than the 9.49% rate from 30, 60, and 90 days ago. The preferred line of credit also has a 9.74% APR that has stayed steady over the past 90 days. Advancial's Signature and True line of credit personal loans both have an APR of 9.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Austin Telco's Signature loans have a fixed APR of 9.9% today. This rate has not changed compared to 7 or 30 days ago.

Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 10.99% APR, also unchanged during those time frames. Farmers Insurance's Signature loan has a 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. The Signature line of credit is at 10.74% APR, steady over the past 7, 30, and 60 days but lower than 90 days ago when it was 11.24% . Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. First Community's personal loans with an APR of 9.99% , which has stayed the same over the past 7 and 30 days. Their debt consolidation loans have a fixed APR of 11.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
TEXAS DPS CREDIT UNION
3701 LAKE AUSTIN BLVD AUSTIN TX 78703
E-Statements
E-Signature
Assets: $95,296,675
Deposits: $5,585,340
Net Worth: $10,607,349
Employees: 20
Members: 5,740

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

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