Personal Loans in Austin, TX

Looking for a personal loan in Austin, TX? Compare offers from local credit unions to find flexible repayment plans that fit your budget and lifestyle. It’s easy to explore options designed to support your financial goals right here in your community.

Austin residents trust credit unions for low rates and personalized service. Whether you need funds for home improvements, debt consolidation, or unexpected expenses, comparing loan offers helps you secure the best deal with confidence and care.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
amocofcu
8.05 - 18 %
5.1 - 7 Yrs
∞
chartway
8.24 - 12.24 %
1 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
wellbyfinancial
8.54 - 12.54 %
10 Yrs
25,000 - $40,000
∞
togethercu
8.64 - 10.99 %
6 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
r1cu
8.99 - 10.99 %
1.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Justice has a personal loan with an APR of 7.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to understand the cost of borrowing. Amoco has a Credit builder and mender loan with an APR of 4.9% , which has stayed the same over the past 7, 30, and 90 days. Their Debt consolidation loan has a 12.05% APR, also unchanged from one week to three months ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Jsc has a Debt consolidation loan and a Personal line of credit, both with an APR of 8.54% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal loan also has a steady APR of 8.54% with no changes over the past three months.

Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, and 90 days ago. No changes have been made to the rate during this time. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Resource One's personal loans with an APR of 8.99% , which has stayed the same over the past 7 and 30 days. Their home improvement personal loans have a fixed APR of 9.49% , also unchanged from a week and a month ago. Both rates have been steady during this time.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
TEXAS DPS CREDIT UNION
3701 LAKE AUSTIN BLVD AUSTIN TX 78703
E-Statements
E-Signature
Assets: $95,296,675
Deposits: $5,585,340
Net Worth: $10,607,349
Employees: 20
Members: 5,740

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

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