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Baxter Credit Union and Lifetime Credit Union each have a branch in Richardson. They appear in the rate table below, which lists personal loans in Richardson, TX 75082 and lenders serving Collin County. This is a complete list of local institutions with branches here.
Unsecured personal loans have higher rates because they lack collateral. If payments stop, the lender cannot seize property but can report missed payments to credit bureaus and pursue collection actions. This increases risk and influences the rate offered on loans in Collin County.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Resource One's personal loans with an APR of 8.99% , which has stayed the same over the past 7 and 30 days. Their home improvement personal loans have a fixed APR of 9.49% , also unchanged from a week and a month ago. Both rates have been steady during this time. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.
Eecu has a Personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 11.25% , also unchanged during those periods. Texans has a Personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Texans line of credit has a fixed APR of 11.4% , also unchanged from 7, 30, and 60 days ago. Southwest Airlines has a Signature personal loan with an APR of 9.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 14.9% , also unchanged during these time frames.
Chevron has a Personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 11.99% , also unchanged during these periods. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 7 and 90 days ago. There is no change in the rate compared to these past periods. Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods.
Shell's Signature personal loan has an APR of 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.