Personal Loans in Ruston, LA

Looking for the best personal loan in Ruston, LA? Compare trusted local lenders to find flexible options that fit your budget and timeline. Whether it’s for debt consolidation, home improvements, or unexpected expenses, you’ll find clear terms and quick approvals right here.

Our community-focused lenders understand Ruston’s unique needs and offer personalized support to help you reach your financial goals. Start comparing loan offers today and take control of your finances with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Ruston, LA

Lender NameBranch AddressOffice ServicesLender Snapshot
LA CAPITOL FEDERAL CREDIT UNION
975 TECH DR RUSTON LA 71270
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $761,522,707
Deposits: $26,323,990
Net Worth: $94,825,847
Employees: 169
Members: 53,187
CENTRIC FEDERAL CREDIT UNION
1514 EAGLE DRIVE RUSTON LA 71270
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $385,404,182
Deposits: $40,331,437
Net Worth: $50,333,418
Employees: 121
Members: 39,333
CENTRIC FEDERAL CREDIT UNION
102 W ALABAMA AVE RUSTON LA 71270
P2P
E-Statements
E-Signature
Assets: $385,404,182
Deposits: $40,331,437
Net Worth: $50,333,418
Employees: 121
Members: 39,333

🏘️ All the Lenders Available in Lincoln County, LA

✅CARTER FEDERAL CREDIT UNION
✅LA CAPITOL FEDERAL CREDIT UNION
✅CENTRIC FEDERAL CREDIT UNION

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