Branch Location & Accessibility
Welcome to Centric, your trusted credit union located at 102 W Alabama Ave, Ruston, LA 71270. We're proud to be a part of the vibrant Ruston community, conveniently situated near local landmarks like the beautiful Louisiana Tech University and the bustling downtown area. Our branch is easily accessible, making it simple for you to drop by for all your banking needs. At Centric, we understand how important accessibility is for our members. Our branch features ADA-compliant entrances and parking facilities to ensure everyone can visit us with ease. While you can come see us at our Ruston location, please note that official correspondence should be sent to our mailing address at 213 Expo Cir, West Monroe, LA 71292-9414. We're here for you during the week from 8:30 AM to 4:30 PM, providing a range of services tailored just for you. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our friendly staff is ready to assist you. While we currently do not offer ATM services or drive-thru banking at this location, our team is always available inside the branch to help with cash withdrawals and other transactions. If you have any questions or need assistance, feel free to give us a call at 318-340-9656. We look forward to welcoming you at Centric your partner in financial success!
Financial Strength
At Centric, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial partner, which is why we are proud to share our solid financial standing with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $50,333,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth demonstrates our commitment to sustainable growth and member satisfaction. Our net worth ratio of 13.06% further illustrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,171,464 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our focus remains on delivering value through other savings options. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,940,508, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $40,715,971 in undivided earnings. These funds support innovative banking tools, stronger lending options, and enhanced security measures to serve you better. In terms of lending capacity, we boast $5,677 in used auto loans and $305,302,539 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $512,681, allowing us to continue offering competitive loan rates and solid financial products for our members. The strength of our team is also crucial; we proudly employ 117 full-time employees and 4 part-time employees who are dedicated to serving you with knowledge and commitment. Lastly, with net shares available for lending and investments totaling $0, and a growing membership reflected by 72,270, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centric is your trusted partner. Visit us at 102 W Alabama Ave Ruston La 71270 or call (318) 340-9656 to learn more about how we can help you achieve your financial goals.
