Personal Loans in Cedar Rapids, IA

Looking for the best personal loan rates in Cedar Rapids, IA? Compare offers from trusted lenders quickly to find the right loan for your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

With local lenders who understand Cedar Rapids, you can enjoy competitive rates and flexible terms. Start comparing today to secure fast approval and financing that fits your budget and goals.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
cccu
6.99 - 10.99 %
5 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
c1stcreditunion
8.49 - 18.9 %
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Cedar Rapids, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
GREENSTATE CREDIT UNION
716 A AVE NE CEDAR RAPIDS IA 52401
ATM
Drive-Thru
P2P
E-Statements
Assets: $10,659,297,817
Deposits: $961,767,748
Net Worth: $1,003,326,071
Employees: 902
Members: 455,892

🏘️ All the Lenders Available in Linn County, IA

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