Greenstate Cedar Rapids IA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted partner in financial well-being right here in the heart of Cedar Rapids, IA. Located at 716 A Ave Ne, Cedar Rapids, IA 52401, our branch has been serving the community since 1938. With a commitment to helping our 455,892 members achieve their financial goals, we pride ourselves on being more than just a credit union; we are a cornerstone of support and guidance. At Greenstate, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our total assets stand at an impressive $10,659,297,817, allowing us to provide robust support for all your lending needs with a total loan portfolio that includes over 600,701 loans and leases. While our branch is here to assist you directly, please note that any official correspondence should be sent to our mailing address if it differs from the branch address (though in this case, they are the same). Our dedicated team of 902 employees, led by CEO Vic Israni and Board President Fred Mims, is always ready to assist you. With total deposits reaching $961,767,748 and a net worth of $1,003,326,071, you can trust that your money is in safe hands. We also maintain a healthy cash flow with over $49,529,582 available for immediate use. This allows us to continue investing back into the community we love. We invite you to visit us during our operating hours from 8:30 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. You can also reach out to us at (319) 339-1000 for any questions or assistance. Together with Greenstate, let's build a brighter financial future! For more information about our services and membership options, visit us online at greenstate.org.

Branch History & Mission

Community Engagement

Greenstate is deeply rooted in Cedar Rapids and actively participates in community outreach efforts. We partner with local organizations to promote financial literacy and support various charitable causes that enrich lives in our neighborhood. Our commitment extends beyond just banking; we aim to make a positive impact on the lives of those around us. As part of our dedication to service, our branch features convenient amenities including ATM access and drive-thru banking for quick transactions. While members can visit us at 716 A Ave NE, official correspondence should be sent to our main office located in North Liberty, IA.

Join Us Today

With operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturday, we invite you to stop by or contact us at 319-339-1000. Experience firsthand how Greenstate can help you achieve your financial goals while being part of a caring community. Join us today and discover the benefits of membership at Greenstate!

Our Mission

At Greenstate, our mission is clear: we strive to enhance the financial well-being of our members while supporting the communities we serve. We believe that everyone deserves access to affordable financial services, which is why we offer a range of options including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus on member satisfaction drives us to innovate continually. We embrace digital advancements such as online banking and mobile payments to make managing finances easier for you. Additionally, we ensure our facilities are accessible to all through ADA compliance initiatives.

Branch Location & Accessibility

Location Highlights

Nestled in Linn County, our Cedar Rapids Downtown branch is just a short drive from popular local landmarks like the Cedar Rapids Public Library and the picturesque NewBo City Market. As you approach, you'll appreciate our ample parking space that ensures you have a hassle-free visit. We're committed to making banking easy for everyone, which is why our facilities are ADA compliant with ramps and accessible entrances.

Operating Hours

We want to make it as convenient as possible for you to manage your finances. Our lobby hours run from 8:30 AM to 5:30 PM on weekdays, giving you plenty of time to come by after work or during lunch breaks. On Saturdays, our drive-thru service is available from 9:00 AM until noon for those quick transactions that fit into your busy weekend schedule.

Services Offered

At Greenstate, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. Prefer face-to-face interaction? Take advantage of our basic drive-thru banking for deposits and simple transactions without leaving your vehicle. Feel free to reach out at 319-339-1000 if you have questions or need assistance before your visit. We look forward to welcoming you at Greenstate in Cedar Rapids! Come see how we can help make your financial journey smoother today!

Member Eligibility

At Greenstate, we believe that everyone deserves access to a supportive financial community. Joining us as a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you can become part of our family. We pride ourselves on creating an inclusive atmosphere where you can benefit from our range of services designed to help you thrive financially. Whether you're looking for personal banking, loans, or financial advice, being a member opens doors to numerous advantages. To get started on your membership journey with us at Greenstate, all you need to do is check out the detailed eligibility criteria available at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Once you've confirmed your eligibility, head over to our account opening page at https://www.greenstate.org/join.html. We're here to assist you every step of the way! If you have any questions or need assistance, don't hesitate to call us at (319) 339-1000. Join us today and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. From point-of-sale systems to online payment processing, our services help you manage sales efficiently. Picture this: a busy day at your shop where customers can pay effortlessly, allowing you to focus on what matters most growing your business. Located conveniently at 716 A Ave Ne Cedar Rapids Ia 52401 in Cedar Rapids, IA, we are ready to partner with you on your path to success. Reach out today at (319) 339-1000 and discover how Greenstate can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We know that sometimes you need cash quickly or have simple transactions that require face-to-face assistance. Our ATM services allow for quick withdrawals and balance checks whenever needed. Plus, our basic drive-thru banking offers deposits, withdrawals, and other simple transactions without leaving your vehicle. At Greenstate, we are here to serve you! With all these services available under one roof, it's easy to see why we're committed to helping you achieve your financial goals. If you're ready to take the next step towards better banking, don't hesitate to reach out! Call us at (319) 339-1000, or visit us today at 716 A Ave Ne Cedar Rapids Ia 52401 in Cedar Rapids, IA. Together, let's build a brighter financial future!

Business Services

For local entrepreneurs and business owners, our Business Banking services include everything from merchant services to business loans. We believe in supporting local businesses because they are the backbone of our community.

Convenient Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why Greenstate provides robust Online and Mobile Banking features. Manage your accounts anytime, anywhere through our secure mobile app or website. You can easily check balances, transfer money, or even pay bills with just a few taps on your smartphone.

Credit Options

We also offer Credit Cards with Rewards, giving you more than just purchasing power. Enjoy rewards on everyday purchases and save on future expenses it's a win-win!

Home Financing

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans and Refinancing services make the process smooth and efficient. Our experts guide you through each step, ensuring you find the right loan for your unique situation. Owning a home should be a joy, not a hassle!

Personal Banking

When it comes to personal banking, we offer various options that cater to your everyday needs. Our Checking and Savings Accounts make managing your finances simple and straightforward. Imagine having easy access to your funds while enjoying competitive interest rates on savings this is what we deliver at Cedar Rapids Downtown. If you're thinking about purchasing a car, our Auto Loans and Vehicle Financing options can help you get behind the wheel without stress. We understand how important reliable transportation is, so we offer flexible terms tailored to fit your budget.

Personal Loans

Sometimes life throws unexpected expenses our way. That's where our Personal Loans and Debt Consolidation options come into play. Whether it's for medical bills, home improvements, or consolidating debt, we provide support with loans that work for you.

Digital & Online Banking

Key Features

You can access our online banking services anytime, anywhere at https://www.greenstate.org/. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking ensures you stay in control of your accounts whenever it suits you. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. For those on the go, our mobile application is a game changer. It allows you to make mobile payments quickly and easily. Imagine paying for groceries or splitting a dinner bill with friends using our person-to-person transfer feature it's simple and efficient!

Security and Ease of Use

While convenience is key, we prioritize your security as well. Our online banking platform utilizes advanced security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe. At Greenstate, we also offer electronic signature authorization for an added layer of ease when completing transactions. This means less hassle when signing documents digitally perfect for today's busy lifestyle. With all these features at your fingertips, managing your money has never been so accessible. Embrace the future of banking with us today!

Financial Strength

A Dedicated Team

We also take pride in having 892 full-time employees and 10 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team that understands your needs.

Commitment to Growth

Our commitment to serving you extends beyond savings. With $64,635 in used auto loans and $9,074,581,549 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, with $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member-Centric Approach

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position is further highlighted by our net worth ratio of 9.38%, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 716 A Ave Ne Cedar Rapids Ia 52401 or call (319) 339-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a dependable used vehicle, we have options that can suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We aim to guide you through every step of the process, making it as stress-free as possible.

Other Financing Options

In addition to our popular auto and mortgage loans, we provide various other financing solutions. For businesses looking for capital to grow and expand, our outstanding commercial loans totaling $2,875,737,432 are available. If you're interested in personal loans or debt consolidation options, we can help with that too! If you need assistance figuring out which loan product is right for you, don't hesitate to contact us at (319) 339-1000 or visit us at our branch located at 716 A Ave Ne Cedar Rapids Ia 52401, Cedar Rapids, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial objectives!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. These credit cards are designed to provide convenient access to funds while also allowing you to build your credit history.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from reputable financial institutions ensures that users receive fair and transparent offers. Each listing is updated regularly to reflect current market conditions.

GREENSTATE CREDIT UNION - Cedar Rapids, IA

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