Personal Loans in Iowa City, IA 52240

Looking for a low-interest loan in Iowa City, IA? Compare personal loan offers from trusted local lenders to find the best rates and flexible terms that fit your budget. It’s simple, fast, and designed to help you reach your financial goals without stress.

Whether you’re covering unexpected expenses or planning a big purchase, Iowa City offers great loan options with friendly service. Start comparing today and secure a loan that works for you—with rates and repayment plans tailored to your needs.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 10.99 %

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 18.9 %

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , unchanged from 7 and 30 days ago. Its Homeowner debt consolidation loan has a rate of 7.49% , steady from 7 days ago but lower than 30 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has a rate of 10.99% , also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Iowa City, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
GREENSTATE CREDIT UNION	500 IOWA AVE IOWA CITY IA 52240	⏰ 8:30 - 5:30 M-F 8:30 - 12.00 S 📞 8003973790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $10,659,297,817 Deposits: $961,767,748 Net Worth: $1,003,326,071 Employees: 902 Members: 455,892
GREENSTATE CREDIT UNION	2525 MUSCATINE AVE IOWA CITY IA 52240	⏰ 8:30 - 5:30 M-F 8:30 - 12:00 S 📞 8003973790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $10,659,297,817 Deposits: $961,767,748 Net Worth: $1,003,326,071 Employees: 902 Members: 455,892

🏘️ All the Lenders Available in Johnson County, IA

✅GREENSTATE CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅VERIDIAN CREDIT UNION

✅COLLINS COMMUNITY CREDIT UNION

Compare other loan types in Iowa City, IA

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