Greenstate Iowa City IA Credit Union | Affordable Auto Loans & Top Checking

Introduction

Welcome to Greenstate, your trusted financial partner located at 2525 Muscatine Ave, Iowa City, IA 52240. Since our establishment in 1938, we have been dedicated to providing exceptional service and support to our community. With a proud membership of over 455,892 individuals, we strive to create a welcoming environment where everyone can achieve their financial goals. At Greenstate, we understand that your finances are personal. That's why we offer a range of services tailored to meet your unique needs, from checking and savings accounts to auto loans and mortgages. Our total assets stand impressively at $10,659,297,817, reflecting our commitment to stability and growth for our members. We also manage $961,767,748 in deposits and maintain a strong net worth of $1,003,326,071, ensuring that your money is safe and sound with us. Led by our CEO, Vic Israni, and Board President Fred Mims, our team of over 900 employees is here to assist you every step of the way. Whether you're visiting us in person or exploring our services online at Greenstate, we are committed to providing you with the best banking experience possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2525 Muscatine Ave, Iowa City, IA 52240. Ready to take the next step in your financial journey? Feel free to give us a call at 800-397-3790 or explore more about how we can help you on our website. Join us today and discover how Greenstate can make a difference in your life!

Branch History & Mission

At Greenstate, our roots run deep in the Iowa City community. Established in 1938, we have grown from a small financial cooperative into a trusted financial partner for over 455,000 members. Our branch located at 2525 Muscatine Ave, Iowa City, IA 52240, is more than just a place for transactions; it's where relationships are built and dreams are realized. Over the years, we've achieved significant milestones, including amassing total assets of over $10.6 billion. This growth reflects our commitment to providing quality financial services while ensuring that our members' needs come first. We proudly serve our community by offering a wide range of products from personal checking and savings accounts to auto loans and mortgage refinancing. Our mission at Greenstate is simple yet powerful: to empower our members with the financial tools they need to thrive. We believe that everyone deserves access to fair and affordable banking services. Through initiatives like online and mobile banking, we make it easier for our members to manage their finances anytime and anywhere. We also emphasize community support through various outreach programs, partnerships, and educational workshops designed to improve financial literacy. While members can visit us at 2525 Muscatine Ave, official correspondence should be sent to 2525 Muscatine Ave, Iowa City, IA 52240 if needed. Our operating hours are convenient Monday through Friday from 8:30 AM to 5:30 PM, and Saturday until 12:00 PM to ensure we're here when you need us. We understand the importance of accessibility, which is why we offer ATM services and drive-thru banking for quick transactions. Our commitment to ADA compliance ensures that all our members can access our services comfortably. Join us at Greenstate today! Experience firsthand how we can help you achieve your financial goals while being an active part of a supportive community. Whether you're looking for personal banking options or business services, we're ready to assist you every step of the way. Call us at 800-397-3790 or visit our website at greenstate.org to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spots to ensure everyone can visit us comfortably.

Convenient Location

Situated near local landmarks, our branch is easy to find and get to. If you're coming from downtown Iowa City or nearby neighborhoods, just follow the main roads and you'll see us! We offer ample parking space right outside, making it simple for you to stop by without any hassle.

Operating Hours

We're open weekdays from 8:30 AM to 5:30 PM, and on Saturdays from 8:30 AM to 12:00 PM. Whether you need assistance during your lunch break or after work, we have hours that fit your schedule.

Services Available

At our Greenstate branch, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with an ATM available on-site and a drive-thru for quick transactions, your banking needs can be met efficiently. While members can visit us at 2525 Muscatine Ave, official correspondence should be sent to the same address. If you have any questions or would like to learn more about our offerings, don't hesitate to give us a call at 800-397-3790. We look forward to welcoming you soon at Greenstate!

Member Eligibility

Becoming a member of Greenstate feels like joining a welcoming family where your financial needs come first. At our branch located at 2525 Muscatine Ave Iowa City Ia 52240, we invite anyone who shares a connection with our community to apply for membership. Whether you live, work, worship, or attend school in the areas we serve, you're likely eligible! We also encourage you to check out more detailed information on our eligibility criteria at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html, ensuring you have all the details you need before joining us. Starting your journey with us is easy and straightforward. Just visit our account opening page at https://www.greenstate.org/join.html to get started. If you have any questions or want to talk about your options, don't hesitate to call us at (800) 397-3790. We're here to help you take that exciting step toward better banking and financial opportunities!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine being able to accept payments seamlessly whether you're at a local market or running an online store. With tools that help manage payments efficiently, you can focus more on what matters growing your business. Visit us at 2525 Muscatine Ave Iowa City Ia 52240 in Iowa City, IA, or call us at (800) 397-3790 to learn more about how our business banking solutions can help your company thrive.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

You can visit us during our lobby hours from 8:30 AM to 5:30 PM on weekdays and from 8:30 AM to 12:00 PM on Saturdays. If you have questions or need assistance, feel free to call us at 800-397-3790. At Greenstate in Iowa City, we're more than just a credit union; we're a partner in your financial journey. Discover how our comprehensive list of services can work for you by visiting us online at greenstate.org. Join us today and take control of your financial future!

Business Banking Services

For entrepreneurs and small business owners, we offer specialized Business Banking services. From Merchant Services that make transactions easier for your customers to tailored Business Loans that help you grow your operations, we are committed to supporting local businesses in Iowa City.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime and anywhere. Need cash? Our ATM and cash withdrawal services are readily available. Plus, with our drive-thru banking option, making deposits or withdrawals has never been simpler.

Financial Assistance When You Need It

Life can throw unexpected challenges your way. For those times when you need extra support, our Personal Loans & Debt Consolidation options can help ease financial stress. We aim to provide solutions that fit your budget and goals.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options like checking and savings accounts designed to help you keep track of your money effortlessly. Imagine having a checking account that not only provides easy access to your funds but also rewards you for using it! Our Credit Cards with Rewards make every purchase count, letting you earn points for travel, shopping, and more. If you're thinking about buying a car or need help with expenses, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Plus, if you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform gives you real-time control over your finances. You can check balances, view transaction history, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it effortless just enter their details and the amount, and you're done! For those who prefer banking on the go, our mobile application is here to help. Available for download, it brings all the features of online banking right to your fingertips. Plus, with mobile payments enabled, you can make purchases quickly and securely without reaching for your wallet.

Security & Convenience

We prioritize your security with robust measures in place to keep your information safe. While we don't currently support electronic signature authorization for document signing, you can still rest easy knowing that your transactions are protected by advanced security protocols. Additionally, our e-statements feature offers a green alternative to paper statements. You'll receive your account statements electronically, making it easier to manage your documents while reducing clutter. In summary, whether you're at home or on the go, Greenstate provides you with user-friendly tools that allow you to manage your finances securely and conveniently. Explore our digital banking options today at https://www.greenstate.org/!

Financial Strength

Commitment to Member Success

We're proud to report that our total undivided earnings stand at $563,568,546, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,635 in used auto loans and $9,074,581,549 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

The trust placed in us by our members is evident with a total of 762,981 share accounts. This growing base shows that more individuals choose Greenstate as their trusted partner for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 2525 Muscatine Ave Iowa City Ia 52240 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

Credit Lines

If you're looking for more flexibility, our credit lines totaling $4,194,621,137 can help you cover unexpected expenses or manage cash flow easily. For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business operations. In addition, if you're considering refinancing any of your existing loans, we offer competitive rates and eligibility options to help make the transition smoother. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greenstate, we aim to provide straightforward lending solutions that empower our members financially. Visit us today to explore how we can assist you in achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We provide various plans that can help you navigate the process and secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. This option is perfect for those looking for convenience and rewards without having to secure collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their financial needs.

Greenstate