Greenstate Iowa City IA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Greenstate, your trusted financial partner located at 500 Iowa Ave, Iowa City, IA 52240. Since our establishment in 1938, we've been dedicated to serving the community with a strong commitment to member satisfaction and financial well-being. With a total membership of 455,892, we pride ourselves on being a cornerstone of support for individuals and families in Iowa City and beyond. At Greenstate, our robust financial standing is evident through our impressive total assets of $10,659,297,817 and total deposits amounting to $961,767,748. We understand that securing loans is essential for many of our members; that's why we've facilitated 600,701 loans and leases, ensuring you have access to the resources you need when it matters most. Led by our dedicated CEO, Vic Israni, and Board President, Fred Mims, our team of 902 employees is here to provide personalized services tailored to your unique needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we offer a wide range of products designed to help you achieve your financial goals. While members can visit us at the branch location for all their banking needs, official correspondence should be directed to the same address: 500 Iowa Ave, Iowa City, IA 52240. We invite you to explore our website at greenstate.org for more information about our services and how we can assist you further. If you have any questions or need assistance, don't hesitate to call us at 800-397-3790. Join us today and experience the Greenstate difference!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Greenstate embraces digital advancements that make banking easier and more efficient for our members. From online banking to mobile payment options, we ensure that accessing your finances is straightforward and secure. Moreover, our commitment to ADA compliance means that everyone can access our services comfortably.

Join Us Today

With a legacy built on trust and community support, Greenstate invites you to become part of our family. Experience personalized service tailored to your needs while enjoying the benefits of being a member of one of Iowa's leading credit unions. Whether you have questions or are ready to open an account, reach out today at 800-397-3790 or visit us online at greenstate.org. Together, let's build a prosperous future!

Our Mission

At Greenstate, our mission is clear: we strive to empower our members through comprehensive financial services that enhance their quality of life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we're here to help every step of the way. We understand that financial health extends beyond just transactions; it involves fostering relationships and supporting our community. Through partnerships and outreach programs, we are dedicated to giving back and uplifting those around us. We believe in creating a brighter future not only for our members but also for the neighborhoods we serve.

Branch Location & Accessibility

Accessibility and Features

At Greenstate, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can enjoy our services comfortably. We also offer ample parking space right outside the building, making it hassle-free to drop by for your banking needs. For those who prefer the convenience of banking on the go, we have an ATM available for quick cash withdrawals and balance checks. Plus, if you need to get things done without leaving your car, our drive-thru service is here to help with deposits and withdrawals during business hours.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 800-397-3790 for any inquiries. While you're at it, come visit us at Greenstate's Downtown Iowa City branch where friendly faces and expert service await you. We look forward to serving you!

Operating Hours

We understand that life can be busy, so we've designed our operating hours to accommodate your schedule. Visit us Monday through Friday from 8:30 AM to 5:30 PM, and don't forget we're open Saturday mornings too! Our drive-thru service operates until noon on Saturdays, giving you flexibility throughout the week.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is easy and welcoming! If you live, work, or study in the area, you can join us. We're dedicated to helping you achieve your goals with personalized banking services that cater to your unique needs. To learn more about eligibility, feel free to check out our detailed criteria at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html . Once you're ready to take the next step, opening an account with us is straightforward! Just visit our account opening page at https://www.greenstate.org/join .html for guidance. If you have any questions or need assistance along the way, don't hesitate to reach out at (800) 397-3790. We're excited to welcome you to the Greenstate family at 500 Iowa Ave Iowa City Ia 52240!

Business Banking & Commercial Services

Merchant Services That Matter

But it's not just about loans; we offer merchant services designed to simplify everyday transactions for your business. Imagine being able to process payments quickly while managing your cash flow effectively. Our services help you accept payments seamlessly, whether you're in-store or online, ensuring that you can focus on what truly matters growing your business. Come visit us at 500 Iowa Ave Iowa City Ia 52240, Iowa City, IA, and let's explore how we can work together to make your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options make the process straightforward. Picture driving off in the car of your dreams without the financial stress our competitive rates help keep monthly payments manageable.

Business Banking

For entrepreneurs and small business owners, our business banking services include essential tools like merchant services and business loans. We understand the challenges of running a business and are here to support your growth with customized solutions that meet your unique needs.

Credit Cards with Rewards

With our credit cards offering rewards, every purchase brings you closer to great benefits. Whether it's cash back or travel points, you earn rewards on everyday spending making each swipe worthwhile.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts, pay bills, transfer funds, and even deposit checks from anywhere using our user-friendly app or website. Plus, with our ATM services for cash withdrawals and balance checks available at various locations, accessing your money has never been easier.

Drive-Thru & ATM Services

For those times when you prefer face-to-face interactions without leaving your vehicle, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs also allow quick access for cash withdrawals and balance inquiries anytime. At Greenstate, we are dedicated to making banking accessible and convenient for everyone in our community. If you're interested in exploring any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (800) 397-3790 or visit us at 500 Iowa Ave Iowa City Ia 52240 in Iowa City, IA today!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with personalized guidance every step of the way. With flexible terms and rates tailored to your situation, we help turn the dream of homeownership into reality.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles and needs. Imagine having a checking account that allows you to manage your daily expenses effortlessly while earning interest on your savings. This way, you can watch your money grow while enjoying easy access whenever you need it.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans provide quick access to funds when you need them most. Additionally, if you're juggling multiple debts, our debt consolidation options can simplify your finances by combining several payments into one easy monthly installment.

Digital & Online Banking

Key Features

In addition to standard online banking services, we provide electronic statements for easy access and management of your financial records. If you prefer mobile payments, you'll love our feature that allows you to make quick transactions right from your smartphone. Need to send money to a friend? Our person-to-person transfer option makes it hassle-free. For added security and peace of mind, we prioritize user-friendly features that protect your personal information. While we don't currently offer electronic signature authorization, we ensure that all your banking activities are safe and secure. With e-statements available, you can easily keep track of your financial history without the clutter of paper documents. This not only helps the environment but also gives you instant access to important information whenever you need it. At Greenstate, we're dedicated to making banking accessible and straightforward for all our members. Dive into a world where managing your finances feels effortless with our robust digital banking options!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 762,981, showing a strong and growing member base that trusts us with their finances. Our commitment to serving you well is reflected in every aspect of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 500 Iowa Ave Iowa City Ia 52240 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Strong Financial Metrics

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We encourage potential borrowers to explore refinancing options that may be available as well. If you're considering refinancing existing loans or checking your eligibility for any of our products, please reach out for personalized assistance. At Greenstate, we are committed to helping you navigate your financial journey with ease. For more information about our loan products or to speak with one of our representatives, feel free to call us at (800) 397-3790 or visit us at our branch located at 500 Iowa Ave Iowa City Ia 52240 in Iowa City, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us, and we're here to help you find the perfect solution tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible terms make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and we are here to support your journey every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. This option allows you to cover everyday expenses while enjoying competitive rates and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that the information you receive is not only accurate but also trustworthy. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The results provided are purely based on your needs, ensuring an unbiased approach to finding the best rates. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed choices quickly and easily. This feature is particularly beneficial in a fast-changing market where rates can fluctuate frequently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in securing better financial options. Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREENSTATE CREDIT UNION