Personal Loans in Sioux City, IA 51103

If you’re in Sioux City, IA and need a personal loan, you’re in the right place. Compare low interest rates from trusted local lenders and find the best option that fits your budget and timeline—no stress, just simple, clear choices.

Whether it’s for debt consolidation, home improvements, or unexpected bills, getting fast funding in Sioux City is easier than ever. Explore flexible loan terms from community-focused credit unions and banks that understand your needs and support your goals.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 10.99 %

5 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 18.9 %

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7 and 30 days. Their Personal line of credit (loc) has a 10.99% APR, also unchanged from one week and one month ago. Both rates have remained steady through 60 and 90 days as well. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Sioux City, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SIOUXLAND FEDERAL CREDIT UNION	1820 HAMILTON BLVD SIOUX CITY IA 51103	⏰ M-F 9:00 AM - 5:00 PM 📞 7122241010 📠 4024944107	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $317,320,556 Deposits: $31,539,505 Net Worth: $37,561,511 Employees: 75 Members: 27,578
TELCO TRIAD COMMUNITY CREDIT UNION	818 W 7TH ST SIOUX CITY IA 51103	⏰ 8:30 - 5:30 M, W, TH 10:00 - 5:30 T 9:00-12:00 Sat 8:30 - 6:00 F 📞 7122524368 📠 7122520045	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $148,122,919 Deposits: $14,350,157 Net Worth: $16,103,364 Employees: 50 Members: 15,748

🏘️ All the Lenders Available in Woodbury County, IA

✅SIOUXLAND FEDERAL CREDIT UNION

✅TELCO TRIAD COMMUNITY CREDIT UNION

✅PREMIER CREDIT UNION

✅SIOUX VALLEY COMMUNITY CREDIT UNION

Compare other loan types in Sioux City, IA

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