Telco Triad Community Credit Union Sioux City IA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Telco Triad Community, your trusted partner in financial wellness since 1945. Located at 818 W 7Th St, Sioux City, IA 51103, we are dedicated to serving our community with personalized banking solutions that make a difference in the lives of our 15,748 members. With total assets exceeding $148 million, we pride ourselves on providing reliable services while maintaining a strong focus on member satisfaction. At Telco Triad Community, our commitment goes beyond just numbers. Our total deposits stand at $14,350,157, and we have successfully issued over 9,208 loans to help our members achieve their dreams whether it's buying a new car, purchasing a home, or consolidating debt. Our CEO, Andrew Barriger, along with Board President Robin Miller, leads a team of 50 employees who are always ready to assist you with your financial needs. We understand that every member is unique, which is why we offer a variety of services tailored just for you from personal and auto loans to credit cards with rewards and business banking options. In addition to our physical branch, we also provide convenient online and mobile banking services to ensure you can manage your finances anytime, anywhere. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 818 W 7th St, Sioux City, IA 51103. Feel free to reach out at 712-252-4368 if you have any questions or need assistance. Join us at Telco Triad Community where your financial goals become our mission! Visit us today or explore more about what we offer by checking out our website at telcotriad.org. We're excited to help you navigate your financial journey!

Branch History & Mission

At Telco Triad Community, we take pride in our rich history and unwavering mission to serve our members and the community of Sioux City, IA. Since opening our doors in 1945, we have grown from a small credit union into a trusted financial partner for over 15,700 members. Our branch, located at 818 W 7th St, is not just a place for banking; it's a hub for community connection and support. From our humble beginnings, we have continuously evolved to meet the needs of our members. Our total assets have reached an impressive $148,122,919, reflecting our commitment to sound financial practices and member-focused services. With a dedicated team of 50 employees working hard every day, we strive to provide personalized banking solutions that empower individuals and families. Our mission at Telco Triad Community is simple yet profound: we aim to enhance the financial well-being of our members while actively supporting the local community. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We understand that each member has unique needs, which is why we are committed to providing tailored solutions that foster financial growth. While members can visit us at 818 W 7th St, official correspondence should be sent to 818 W 7th St, Sioux City, IA 51103 if needed. Our operating hours are designed to fit your busy lifestyle: Monday through Thursday from 8:30 AM to 5:30 PM, extended hours on Friday until 6:00 PM, and Saturday mornings from 9:00 AM to 12:00 PM. In addition to traditional banking services, we embrace technology to make banking more accessible. Our digital offerings include online banking, mobile payments, and e-statements. For those who prefer in-person interactions, we provide drive-thru banking and ATM access for quick transactions. At Telco Triad Community, we believe in giving back. We actively engage in community outreach efforts and partnerships aimed at improving the lives of those around us. This commitment not only strengthens our local economy but also fosters a sense of belonging among our members. As you consider your financial future, we invite you to join the Telco Triad Community family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 712-252-4368 or visit us online at telcotriad.org.

Branch Location & Accessibility

Banking Services Available

We understand that banking should fit your lifestyle. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. For those on the go, enjoy our convenient drive-thru service for quick deposits and withdrawals without leaving your car. If you prefer self-service, our ATM is available for cash withdrawals and balance inquiries whenever you need it. So why wait? Come visit us at Telco Triad Community's W 7th Branch today! We look forward to welcoming you into our community and assisting with all your financial needs.

Convenient Access and Features

At Telco Triad Community, we prioritize your convenience. Our location offers ample parking with accessible options to ensure everyone can visit us comfortably. We're proud to have features that meet ADA compliance standards, including ramps for easy entry. Our branch is open during friendly hours: Monday, Wednesday, and Thursday from 8:30 AM to 5:30 PM; Tuesday from 10:00 AM to 5:30 PM; Friday until 6:00 PM; and Saturday mornings from 9:00 AM to noon. Need assistance? Give us a call at (712) 252-4368 during these hours, and our friendly staff will be glad to help.

Member Eligibility

Joining the Telco Triad Community feels like stepping into a warm, welcoming family where your financial well-being is our top priority. To become a member, you'll find that the process is straightforward and inclusive. If you live, work, or worship in the area or have family members who are already part of our community, you're likely eligible to join us. This means you can enjoy personalized banking services tailored to your needs while benefiting from competitive rates and a range of financial products designed just for you. For those who want to dive deeper into the eligibility criteria, we encourage you to visit this page for all the details. Once you're ready to take this exciting step, opening an account at our branch located at 818 W 7Th St, Sioux City, IA 51103 is easy! Our friendly staff is here to guide you through each step of the process. If you have questions or need assistance, don't hesitate to give us a call at 712-252-4368. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers while managing your cash flow effectively. Our merchant services are designed to help you do just that. With features like point-of-sale systems and online payment options, you can streamline transactions and focus on what really matters growing your business. Visit us at 818 W 7Th St Sioux City Ia 51103 or give us a call at (712) 252-4368 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer banking solutions that support your entrepreneurial spirit. From merchant services to business loans, Telco Triad Community is committed to helping your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. You can manage your accounts from anywhere, anytime whether it's making payments, transferring funds, or checking balances. Our mobile payment options allow for hassle-free transactions right from your smartphone. Additionally, if you prefer traditional banking methods, we have ATM and cash withdrawal services available 24/7 for your convenience. Our drive-thru service makes it easy for you to complete deposits and withdrawals without leaving your vehicle.

Easy Access to Your Funds

Our basic ATM access allows you to check balances and withdraw cash effortlessly whenever needed. We understand that sometimes quick transactions are necessary; hence our drive-thru banking offers simple solutions for your everyday banking needs. We invite you to explore all these offerings at Telco Triad Community by visiting us at 818 W 7Th St Sioux City Ia 51103 or giving us a call at (712) 252-4368. Join us today and experience how we can assist in achieving your financial goals! For more information about membership benefits, feel free to check out our website at W 7th Branch.

Flexible Loan Options

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come in handy. These products are perfect for consolidating debt or funding important life events. Plus, our credit cards come with rewards that let you earn while you spend, making every transaction more rewarding.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Telco Triad Community has got you covered. Our personal banking options are designed to help you manage your money effectively. If you're planning a big purchase, consider our auto loans and vehicle financing, which offer competitive rates to get you on the road without breaking the bank. For those dreaming of homeownership, we provide mortgage loans and refinancing options that can make owning a home more achievable than ever.

Digital & Online Banking

Mobile Banking Convenience

For those who prefer managing their finances on their smartphones, our mobile application is here to help. The app includes mobile payments so you can make purchases directly from your device without the need for cash or cards. Plus, with real-time alerts and updates, you'll always know what's happening with your accounts. At Telco Triad Community, we're committed to providing user-friendly tools that empower you to manage your money effectively. Embrace the convenience of digital banking today!

Online Banking Made Simple

Enjoy the freedom of 24/7 online banking services, allowing you to check your account balance, pay bills, and transfer funds anytime and anywhere. You can even send money to friends and family effortlessly with our person-to-person transfer feature. Whether you're at home or on the go, staying connected to your finances is just a click away.

Security You Can Trust

Your security is our top priority. With electronic signature authorization available for transactions, you can confidently handle important documents from the comfort of your home. Plus, our e-statements feature lets you view your account statements securely online, reducing paper clutter while keeping your information safe.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $22,233,720 in share certificates and $2,522,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,564,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $136,915, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $8,856,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,286 in used auto loans and $115,810,485 in total loans and leases.

Strong Net Worth

With a net worth of $16,103,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

We have built a robust member base with a total of 24,558 share accounts, demonstrating the trust that our community places in us. Our net shares available for lending stand at $0, further underscoring our ability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Triad Community is your trusted partner. Visit us at 818 W 7Th St Sioux City Ia 51103 or call (712) 252-4368 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,597,792 in used vehicle loans and $14,229,808 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing solutions that fit your budget.

Credit Lines

For those who require additional flexibility with their finances, our credit lines total $3,250,000. This option allows you to borrow what you need when you need it without the hassle of applying for multiple loans. If you're considering refinancing options or want to know about eligibility requirements for any of our loan products, feel free to visit our website at telcotriad.org or check out our membership eligibility details here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how Telco Triad Community can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $3,731,775. Our mortgage specialists are ready to guide you through the process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

Managing finances can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,742,968 in loans helping members manage their finances effectively. These credit cards come with various rewards and benefits tailored to suit your lifestyle.

Loan Aggregator

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TELCO TRIAD COMMUNITY CREDIT UNION - Sioux City, IA

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