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Kalamazoo County includes two institutions with branches in Richland: Advia Credit Union and Kellogg Community Credit Union. These lenders appear in the personal loan rate table below for Richland, MI 49083, showing options available locally alongside other lenders serving the county.
Multiple personal loan applications made within a short period are generally treated as a single credit inquiry when calculating your credit score. This allows comparison shopping without significantly lowering your score, provided the applications occur close together in time.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.
Michigan State University has a Green & white loan with an APR of 7% , which has stayed the same over the past 7, 60, and 90 days. The Signature loan has a 11.5% APR today, unchanged from 7, 60, and 90 days ago. The Flex loan's APR is 28% now, higher than it was 90 days ago. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.
Dow's personal loans with an APR of 8% for non–rebate loans and 10% for rebate–eligible loans. Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates provide clear terms for borrowers considering either type of personal loan. True Community's Signature loan has a fixed APR of 8.24% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.74% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.
Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.