Advia Credit Union Richland MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Advia, your trusted credit union located at 8224 N 32Nd St, Richland, MI 49083. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch and financial solutions tailored to meet your needs. With a robust membership base of over 186,191 members and total assets exceeding $3.19 billion, we pride ourselves on being a reliable partner in your financial journey. At Advia, we understand that each member has unique goals and dreams. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, and business banking options. Our commitment is reflected not just in our extensive offerings but also in the trust placed in us by our members, as demonstrated by our impressive net worth of $323,573,269 and total deposits amounting to $118,206,533. While you can visit us at our Richland branch for all your banking needs, any official correspondence should be sent to the same address: 8224 N 32nd St, Richland, MI 49083. If you need assistance or want to learn more about how we can help you achieve your financial goals, feel free to reach out at 844-238-4228. Led by our CEO, Jeff Fielder, and Board President, Donna Kalmeta, our team of dedicated employees totaling 579 is here to ensure you receive exceptional service every step of the way. We invite you to explore what it means to be a member of Advia Credit Union. Visit us online at Advia Credit Union or stop by our branch today! Your journey toward better financial health starts here.

Branch History & Mission

Welcome to Advia in beautiful Richland, MI! Since opening our doors in 1935, we have dedicated ourselves to serving our community with care and commitment. With a rich history that spans nearly a century, we have grown from humble beginnings into a trusted financial partner for over 186,191 members. Located at 8224 N 32Nd St Richland Mi 49083, our branch is easily accessible, nestled in the heart of Richland. We invite you to stop by and experience the warmth and support that has defined us since day one. Whether you're near the scenic beauty of local parks or the vibrant community center, our location is convenient for all your banking needs. Our mission at Advia is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We believe that banking should be more than just transactions; it should be about building relationships. We strive to provide personalized service and innovative financial solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we evolve with the times, we embrace digital advancements that make banking easier for you. From online banking to mobile payments, we ensure accessibility for everyone. Our branch is also committed to ADA compliance, providing an inclusive environment for all members of our community. At Advia, we understand the importance of giving back. Our partnerships with local organizations help us support various community outreach initiatives aimed at fostering growth and development in Richland and beyond. Together, we can create a thriving environment where everyone can succeed. While you can visit us at 8224 N 32Nd St Richland Mi 49083 for all your banking needs, please note that official correspondence should be directed to 8224 N 32nd St, Richland, MI 49083 if different. We invite you to join the Advia family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Call us at (844) 238-4228 or explore our website at Richland to learn more about membership benefits and services. Your journey towards financial wellness starts here!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our location is easily accessible, making it simple for you to visit us. We're just a short drive from popular spots like the scenic Gull Lake and the bustling Richland Village Square. Parking is available right outside our doors, ensuring you can pop in without any hassle. Plus, we have ADA-compliant features so everyone can enjoy easy access to our services.

Get in Touch!

If you have any questions or would like more information about how we can assist you, don't hesitate to reach out at 844-238-4228. We invite you to stop by our branch in Richland or check us out online at Advia Credit Union. We look forward to serving you soon!

Operating Hours and Services

We know that life can get busy, which is why our operating hours are designed for your convenience. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Our drive-thru service allows you to complete transactions without leaving your car, perfect for those on the go. At Advia, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Need cash? Our ATM is available for your convenience as well.

Member Eligibility

Becoming a member of Advia feels like joining a welcoming community where your financial well-being is our priority. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite straightforward. You can join us if you live, work, worship, or attend school in the local area, or if you have an immediate family member who is already a member. This means that many people in our community can take advantage of our personalized services and competitive rates. To get started on your membership journey, simply visit us at 8224 N 32Nd St Richland Mi 49083 or give us a call at (844) 238-4228 for any questions you might have. For more detailed eligibility requirements, check out our resource page at https://www.adviacu.org/become-a-member. Once you're ready to open an account, we make it easy for you through our online application process found here: https://secure.adviacu.org/adviacu_onlinee2e/enroll.html. Join us today and discover all the benefits that come with being a valued member of Advia!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to process payments effortlessly while focusing on what you do best: running your business. Our merchant services make transactions smooth and secure, allowing you to accept payments in-store or online without hassle. Located at 8224 N 32Nd St Richland Mi 49083, Richland, MI, we're dedicated to empowering local businesses. Reach out to us at (844) 238-4228 and discover how we can assist you today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru banking offers basic services like deposits and withdrawals for those days when you're short on time. We invite you to visit us or give us a call at (844) 238-4228 if you have any questions or need assistance with any of these services. At Advia, we're not just here to provide financial products; we're here to support your journey towards achieving your financial dreams. Explore all that we have to offer today!

Business Banking Solutions

For small business owners, we offer tailored solutions including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we work hard to provide resources that help them thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Advia, we offer robust online and mobile banking services. With features like person-to-person payments and e-statements, managing your finances has never been easier or more secure. You can access your account anytime, anywhere whether you're on the go or relaxing at home.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process with ease. We're here to help you secure the best terms possible so you can enjoy your new space without financial stress.

Loans for Life’s Needs

Life can throw unexpected challenges your way, and that's where our personal loans and debt consolidation services come in handy. Need some extra cash for an emergency? Or looking to simplify multiple debts into one manageable payment? We are here to help you find the right solution.

Personal Banking Services

When it comes to personal banking, we understand that each member has unique goals. Our checking and savings accounts are designed to help you manage your finances effectively. Whether you're saving for a big purchase or just want easy access to your funds, we've got you covered. If you're looking to buy a car, our auto loans and vehicle financing options offer competitive rates that can fit any budget.

Rewards Credit Cards

For those who like to earn while they spend, our credit cards come with rewards that let you get more out of your everyday purchases. Enjoy benefits that add up over time, making every dollar count.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which makes signing documents quick and efficient. No more printing, signing, and scanning just simple, secure online transactions. And for those who prefer digital statements, we provide e-statements that are not only eco-friendly but also help you stay organized by keeping all your financial documents in one place. If you're always on the move, our mobile application allows you to bank right from your smartphone. You can pay bills, deposit checks, and even make person-to-person transfers with ease. Our mobile payments feature means you can leave your wallet at home and still make purchases securely using just your phone.

Security and Accessibility

Your security is our top priority. Our digital banking services include robust security measures to keep your information safe while giving you peace of mind as you conduct transactions online. Whether you're tech-savvy or just starting to explore online banking, we've designed our services to be accessible and straightforward. With everything from mobile payments to real-time account management right at your fingertips, you'll find it easier than ever to stay on top of your finances. Join us at Advia today and discover how our digital and online banking services can simplify your life!

Financial Strength

Investment in Growth

With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,288 in used auto loans and $2,339,126,240 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $12,310,848, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

The trust placed in us by our members is evident through our impressive figures: Total Share and Deposit Accounts stand at 415,525, showcasing a strong and growing member base that values our services. Additionally, net shares available for lending and investments amount to $4,049,140. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 8224 N 32Nd St Richland Mi 49083 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals.

Loan Offering

Accessibility and Support

Located at 8224 N 32Nd St Richland Mi 49083, Richland, MI, our dedicated team is here to assist you with any questions regarding eligibility and application processes. Feel free to reach out to us at (844) 238-4228 during our operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you financially today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. We also provide refinancing options, making it easier for you to lower your monthly payments or adjust your loan terms as needed.

Business Financing

For business owners, our outstanding commercial loans totaling $395,255,511 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering solutions that support your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $68,268,843 in loans, we help our members navigate their finances effectively without the burden of high interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent.

Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Get in Touch!

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Lending Solutions for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Solutions

Digital Banking Features

Home Financing

Loans for Life’s Needs

Personal Banking Services

Rewards Credit Cards

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Investment in Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Strong Member Base

Loan Offering

Accessibility and Support

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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