Kellogg Community Credit Union Richland MI | Quick Personal Loans & ATM Access

Introduction

Welcome to Kellogg Community, your trusted financial partner located at 9010 E D Ave, Richland, MI 49083. Established in 1941, our credit union has grown to serve over 49,000 members, providing a wide array of services designed with your needs in mind. Whether you're looking for personal banking options, auto loans, or business financing, we have solutions tailored for you. At Kellogg Community, we pride ourselves on our strong financial foundation. With total assets exceeding $893 million and total deposits of $92 million, we ensure that your money is safe and accessible when you need it. Our net worth stands impressively at $147 million, reflecting our commitment to maintaining a healthy financial status for the benefit of our members. While you can visit us at our Richland branch for all your banking needs, please note that any official correspondence should be directed to the same address: 9010 E D Avenue, Richland, MI 49083. If you ever have questions or require assistance, feel free to reach out at 800-854-5421. Our team is led by CEO Tracy Miller and guided by Board President Henry Pat Rolfe, who are both dedicated to ensuring that we provide exceptional service and support within our community. With a total of 161 employees, we are here to assist you every step of the way. We invite you to explore everything Kellogg Community has to offer by visiting our website at kelloggccu.org. Discover how we can help you achieve your financial goals today!

Branch History & Mission

At Kellogg Community, we are proud of our rich history and the mission that drives us. Established in 1941, our branch has grown alongside the community of Richland, MI, becoming a trusted financial partner for over 49,000 members. Located at 9010 E D Ave, we are conveniently situated near local landmarks that make us easily accessible to everyone in the area. From our early days, we have focused on providing quality financial services with a personal touch. Over the years, we have seen significant growth, currently boasting total assets of $893,700,448. This growth reflects not just our success as an institution but also our commitment to serving our members and supporting our community. We understand that our members' needs change over time, so we continually adapt and expand our offerings. Our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We believe in building strong relationships with each member, ensuring they feel valued and understood. By offering a variety of services from personal banking and auto loans to business banking and online services we strive to meet the diverse needs of those we serve. While members can visit us at 9010 E D Ave Richland Mi 49083 for their banking needs, official correspondence should be sent to our mailing address at 9010 E D Avenue, Richland, MI 49083. Our branch operates from 9:00 AM to 5:00 PM on weekdays, making it convenient for you to access our services when you need them most. We are dedicated to enhancing your banking experience with advancements such as online banking and mobile payments. Additionally, our commitment to ADA compliance ensures that everyone can access our services comfortably. With an ATM available and drive-thru service options for quick transactions, we've designed every aspect of your experience with us in mind. Community outreach is also a cornerstone of who we are. We actively participate in local initiatives and partnerships aimed at strengthening Richland and its surrounding areas. Our success is intertwined with the well-being of our community; thus, we continue to seek ways to give back. We invite you to join Kellogg Community and discover the benefits of being part of a credit union that truly cares about its members. Experience personalized service and a commitment to your financial success by visiting us or giving us a call at 800-854-5421 today!

Branch Location & Accessibility

Welcome to the Kellogg Community branch located at 9010 E D Ave in Richland, MI! This friendly and accessible branch is here to serve you with a range of banking solutions tailored to meet your needs. Whether you're looking for personal banking services, loans, or just a friendly face to answer your questions, we've got you covered. Situated near local landmarks and just a short drive from downtown Richland, our location is easy to find. With ample parking available, visiting us is both convenient and hassle-free. Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services without any barriers. We understand that your time is valuable, which is why our lobby hours are set from 9:00 AM to 5:00 PM on weekdays. If you're in a rush, take advantage of our drive-thru service for quick transactions. For added convenience, we also offer ATM access so you can manage your cash needs anytime. While members can visit us at 9010 E D Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 800-854-5421. We invite you to come by and experience the welcoming atmosphere of Kellogg Community. Your financial journey starts here!

Member Eligibility

At Kellogg Community, we believe that everyone deserves a place in our supportive financial family. If you're looking to join our community, you'll be pleased to know that becoming a member is simple and welcoming. To qualify, you generally need to live, work, worship, or attend school in the areas we serve, including Kalamazoo County and its surroundings. For more detailed eligibility criteria, feel free to explore our website at this link. Joining us opens the door to numerous benefits like personalized banking services and competitive rates on loans and savings accounts. The process of opening your account is straightforward; just visit us online at this link or call us at 800-854-5421 if you have any questions. We're located at 9010 E D Ave, Richland, MI 49083, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on what matters growing your business. Imagine accepting payments effortlessly at your storefront or online while managing expenses through easy-to-use tools. Our services not only streamline your payment processes but also enhance customer satisfaction. Visit us at 9010 E D Ave Richland Mi 49083 or call us at (800) 854-5421 to learn how we can support your business journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $212 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,999,478, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we know that having reliable financial support is crucial. Our business banking services, including merchant services and business loans, are designed to empower your operations and growth. We're committed to supporting local businesses in Richland.

Credit Options with Rewards

Don't forget about our credit cards with rewards! These cards not only help you make purchases but also reward you with points or cash back that can be used for future spending. It's a great way to earn while you spend!

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With just a few clicks on your computer or taps on your phone, you can manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments effortlessly. Plus, with our ATM access, withdrawing cash is quick and easy whenever you need it.

Drive-Thru & Basic Transactions

If you're visiting us in person, take advantage of our basic drive-thru banking services for deposits and withdrawals without leaving your vehicle. Our friendly staff is always ready to assist with simple transactions. At Kellogg Community in Richland, MI, we're here to meet all your financial needs with warmth and dedication. For more information or assistance with any of our services, please call us at 800-854-5421 or visit our website at kelloggccu.org. Let us help you achieve your financial goals today!

Personal Banking Solutions

We understand that managing your finances can be a challenge, which is why we offer various personal banking options to help you stay on top of your money. Our checking and savings accounts are designed for everyday use, making it easy for you to save for the future while having access to funds when you need them. If you're considering a new vehicle or need financing for an existing one, our auto loans and vehicle financing options provide competitive rates and flexible terms to suit your budget. When it comes time to buy a home, our mortgage loans and refinancing services are here to guide you through the process. We can help simplify the complexities of home buying and ensure that you find the right loan for your needs. Additionally, if you're looking to consolidate debt or cover unexpected expenses, our personal loans can provide the financial relief you're seeking.

Digital & Online Banking

Convenient Services at Your Fingertips

Our online banking service is available 24/7, allowing you to check balances, make transfers, and pay bills whenever it suits you. You can also take advantage of electronic statements, helping you stay organized while reducing paper clutter. Plus, with electronic signature authorization, signing important documents is quick and hassle-free. If you're always on the go, our mobile application makes banking even more convenient. You'll enjoy features like person-to-person transfers, letting you send money to friends and family instantly. And if you prefer using your phone for purchases, our mobile payments feature ensures that checking out is just a tap away.

Security You Can Trust

We prioritize your security in every aspect of our digital services. Our online platform uses advanced encryption technology to protect your personal information and transactions. We want you to feel confident that your data is safe while you manage your finances from home or on the move. With Kellogg Community's digital banking services, you'll find everything you need for real-time account management right at your fingertips. Join us today and experience the convenience and peace of mind that comes with modern banking!

Financial Strength

Efficient Operations

Our impressive $11,498,620 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 110,397, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,636,757. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Community is your trusted partner. Visit us at 9010 E D Ave Richland Mi 49083 or call (800) 854-5421 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Reinvestment for Better Services

With $131,032,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,679 in used auto loans and $659,931,944 in total loans and leases supporting members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $267,302,822 in share certificates and $189,812,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $147,782,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,567,239 in used vehicle loans and $107,232,572 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with your ideal vehicle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $67,999,478 provide the capital needed to grow and expand your business operations. We are committed to supporting local businesses in achieving success. At Kellogg Community, we're not just about numbers; we're about making a difference in our community. Whether you're looking for personal financing or business growth opportunities, our loan offerings are here to empower you. Feel free to reach out at 800-854-5421 or visit us at 9010 E D Ave Richland MI 49083 for more information on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,702,865, make buying or refinancing simple. Our mortgage specialists can guide you through the process and help you understand your eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,870,441 in loans helping members manage their finances effectively. These cards come with various benefits tailored to meet your needs.

Loan Aggregator

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KELLOGG COMMUNITY CREDIT UNION - Richland, MI