Barry County includes three institutions with branches in Hastings: Lake Trust Credit Union, Preferred Credit Union, and Thornapple Credit Union. These lenders appear in the local personal loans directory below, showing rates for personal loans in Hastings, MI 49058 and the surrounding area.
Multiple personal loan applications within a short time frame are generally counted as one credit inquiry for scoring purposes. This means submitting several applications while rate shopping in Hastings, MI will usually have limited impact on your credit score.
4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a slightly higher APR of 12.71% , up from 12.46% seven days ago and also higher than the rates from 30, 60, and 90 days ago. Community Choice has a Signature loan with an APR of 11.24% and a Line of credit at 14.4% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These steady rates provide clear information for members considering personal loans.
Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods. Pfcu's unsecured loans with an APR of 11.55% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Financial Plus Personal loan has an APR of 11.74% today, unchanged from it was 7, 30, and 60 days ago. The rate has remained steady over the past two months.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.
Dort Financial's Signature loans and Unsecured loans with an APR of 11.99% for both products. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The consistent APR applies across all terms for these personal loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| LAKE TRUST CREDIT UNION | 1500 WEST M43 HIGHWAY HASTINGS MI 49058 | ATM Drive-Thru P2P E-Statements | Assets: $2,639,209,943 Deposits: $165,763,797 Net Worth: $285,804,845 Employees: 477 Members: 178,606 |
| THORNAPPLE CREDIT UNION | 202 E WOODLAWN AVE HASTINGS MI 49058 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $70,069,326 Deposits: $7,027,193 Net Worth: $6,172,720 Employees: 33 Members: 8,190 |
| PREFERRED CREDIT UNION | 329 N MICHIGAN AVE HASTINGS MI 49058 | ATM P2P E-Statements E-Signature | Assets: $286,611,290 Deposits: $26,196,315 Net Worth: $39,556,196 Employees: 77 Members: 24,113 |
In the table above, the APR column shows a range rather than a single rate. The lower end of that range reflects what the most qualified applicants typically receive, while the higher end represents offers to borrowers with less favorable credit profiles. When considering each row, keep in mind that the actual rate you might be quoted could fall anywhere between these two points depending on your individual qualifications.
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