Thornapple Credit Union Hastings MI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Thornapple, your trusted financial partner in Hastings, Michigan! Located at 202 E Woodlawn Ave, our credit union has been serving the community since 1964. With a strong commitment to member satisfaction, we proudly support over 8,190 members by providing personalized banking solutions that meet their unique needs. At Thornapple, we believe in the power of community. Our total assets stand at an impressive $70,069,326, allowing us to offer a range of services including personal banking, auto loans, and mortgage options. We're here not just to help you save but to empower you financially. With total deposits reaching $7,027,193, we ensure your money is safe and growing. Our dedicated team of 33 employees, led by CEO Amy Byers and Board President Jeffrey Keessen, is always ready to assist you. We understand that every financial journey is different, which is why we offer tailored advice and support for all your banking needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 289, Hastings, MI 49058. If you're looking for a reliable credit union where you feel valued and understood, look no further than Thornapple. Explore our services today by visiting us online at thornapplecu.com or give us a call at 269-948-8369. Join us in building a brighter financial future together!

Branch History & Mission

At Thornapple, our story began in 1964 when we opened our doors in Hastings, MI. Over the years, we have grown from a small credit union into a trusted financial partner for over 8,190 members. Our branch at 202 E Woodlawn Ave has become a cornerstone of the community, where we not only provide financial services but also foster relationships that enrich lives. Our mission is simple yet powerful: to empower our members through personalized financial solutions and community support. We believe in putting people first, ensuring that every member feels valued and understood. This commitment drives us to offer a wide range of services, from checking and savings accounts to auto loans and credit cards with rewards. Thornapple's legacy is built on trust and transparency. We take pride in managing total assets of over $70 million while ensuring our members have access to modern banking conveniences such as online banking and mobile apps. As part of our dedication to innovation, we maintain ADA compliance, making sure all our facilities are accessible to everyone. While you can visit us at our main office location in Hastings, any official correspondence should be directed to our mailing address: PO Box 289, Hastings, MI 49058. Our branch operates Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. For those who prefer quick transactions, we also offer drive-thru banking services along with ATM availability. We understand the importance of giving back to the community that has supported us throughout the years. That's why we actively engage in local outreach efforts and partnerships aimed at uplifting our neighbors. We are dedicated not just to providing financial services but also to making Hastings a better place for all its residents. Join us at Thornapple Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Whether you're looking for loans or simply need assistance with your banking needs, we're here for you every step of the way. Reach out today at (269) 948-8369 or visit us online at thornapplecu.com to learn more!

Branch Location & Accessibility

Connect with Us

If you have any questions or would like more information about how we can help you achieve your financial goals, don't hesitate to give us a call at 269-948-8369. We invite you to stop by Thornapple at 202 E Woodlawn Ave today we can't wait to meet you!

Nearby Landmarks and Accessibility Features

Located near downtown Hastings, our branch is just a stone's throw from the Barry County Courthouse and the scenic Thornapple River. Parking is available right outside our doors, making it easy for you to hop in and out. We also prioritize accessibility with features like ADA-compliant ramps, ensuring that all members of our community can access our services without any hassle.

Operating Hours and Services

We understand that your time is valuable, which is why our doors are open Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Whether you need personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing, our dedicated team is ready to assist you. For added convenience, we offer ATM services and drive-thru banking for quick deposits and withdrawals. Plus, if you're a member of a partnering credit union, take advantage of our shared service center for basic transactions.

Member Eligibility

At Thornapple, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is simple and rewarding! Generally, individuals who live, work, or worship in the Hastings area are eligible to join our credit union. We aim to support you with personalized financial services that make a difference in your life. For more detailed information on eligibility requirements, feel free to visit our website. Opening an account with us is just as easy! You can begin the process online by visiting https://loans.itsme247.com/038/home/start or reach out to us directly at (269) 948-8369 if you have any questions. Our friendly team is always here to help you take the first step toward better banking. Join us at our branch located at 202 E Woodlawn Ave Hastings Mi 49058, and let's build your financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily operations smoother. Imagine having the ability to accept payments easily from customers or manage payroll without hassle. Our services ensure you can focus on what truly matters growing your business. Located at 202 E Woodlawn Ave Hastings Mi 49058 in Hastings, MI, we're here to partner with you on your journey. Connect with us today at (269) 948-8369 or visit our website at https://www.thornapplecu.com to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we provide essential business banking services including merchant services and business loans. We understand that running a business comes with its own challenges; that's why we're here to support your growth with tailored financial solutions.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Using these cards allows you to earn points on everyday purchases that can be redeemed for travel, cash back, or other exciting rewards.

Digital and Convenient Banking Options

In today's fast-paced world, convenience is key. That's why Thornapple offers robust online and mobile banking platforms. You can easily manage your accounts from anywhere with features like online bill pay, fund transfers, and account monitoring all at your fingertips. If you're on the go, take advantage of our ATM services for quick cash withdrawals or balance checks without any hassle. Our drive-thru banking service allows for simple transactions such as deposits and withdrawals without leaving your car. Plus, if you're a member of another credit union that partners with us, you can enjoy basic shared branch transactions right here at Thornapple!

Get In Touch!

We invite you to explore all these services in person or visit us online at https://www.thornapplecu.com/. For any questions or assistance, don't hesitate to call us at (269) 948-8369. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM to noon. Join us at Thornapple, where we make banking easy and accessible for everyone!

Personal Banking Solutions

When it comes to managing your personal finances, we offer a variety of services that can fit seamlessly into your lifestyle. Start with our checking and savings accounts, designed to help you save for that dream vacation or manage day-to-day expenses. If you're considering purchasing a new car, our auto loans and vehicle financing options are competitive and straightforward, ensuring you can drive away in the vehicle you want without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with flexible terms and personalized support from our knowledgeable staff. Additionally, if you need extra funds for a special project or wish to consolidate debt, our personal loans are designed to give you the financial freedom you need.

Digital & Online Banking

Key Services

With our user-friendly online banking, you can easily access your accounts anytime. Need to check your balance or transfer funds? Just log in! You can also set up electronic statements, which means you'll receive your account updates right in your inbox no more paper clutter. Plus, with electronic signature authorization, signing documents is a breeze and can be done from the comfort of your own home. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple. Just a few taps on your mobile device, and the money is on its way. Speaking of mobile devices, our mobile application gives you all the power of online banking right in your pocket. While we currently don't offer mobile payment options, we're committed to providing secure transactions through our other digital services. You can rest easy knowing that your information is protected while you manage your accounts. At Thornapple, we aim for accessibility and ease-of-use in every service we provide. With real-time account management and a focus on security, you can stay connected to your finances without any hassle. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 16,932, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $48,946, indicating robust resource management that benefits all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Thornapple is your trusted partner. Visit us at 202 E Woodlawn Ave Hastings Mi 49058 or call (269) 948-8369 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $10,154,807 in share certificates and $8,732,733 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,947,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $163,523, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 29 full-time employees and 4 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $5,471,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,006 in used auto loans and $56,564,388 in total loans and leases.

Strong Capital Foundation

With a net worth of $6,172,720, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $21,391,200 in used vehicle loans and $6,727,437 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our flexible financing options can make it happen.

Credit Lines

If you need additional flexibility for larger purchases or unexpected expenses, consider our credit lines with a total available amount of $7,000,000. This option allows you to borrow only what you need when you need it. We want to ensure that you find the right loan product for your unique situation. If you're interested in refinancing options or want to learn about eligibility requirements, please don't hesitate to reach out. For more information on any of these loan products or to start your application process today, visit us at our branch located at 202 E Woodlawn Ave Hastings MI 49058, or give us a call at 269-948-8369. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,491,849, make buying or refinancing simple. With competitive rates and personalized service, we're here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,647,435 in loans helping members manage their finances effectively, our credit cards come with benefits that fit your lifestyle. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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THORNAPPLE CREDIT UNION - Hastings, MI

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