LAKE TRUST CREDIT UNION - Hastings, MI

Welcome to Lake Trust, your trusted financial partner in Hastings, MI! Located at 1500 West M43 Highway, our branch has been serving the community since 1944. With a strong commitment to our members, we have grown into a vibrant credit union with 178,606 members and total assets of an impressive $2,639,209,943. At Lake Trust, we pride ourselves on being more than just a financial institution. We are dedicated to empowering our members through a wide array of services tailored to meet your personal and business banking needs. Whether you're looking for auto loans or mortgage refinancing, we have options that fit every stage of life. Our total deposits stand at $165,763,797, showcasing the trust our community places in us. With a robust team of 477 employees, led by our CEO David Snodgrass and Board President Michael Solo, we ensure that you receive the highest level of service every time you walk through our doors or reach out to us by phone at 888-267-7200. While members can visit us at our Hastings location, official correspondence should be sent to the same address: 1500 W M-43 Highway, Hastings, MI 49058. We invite you to experience the Lake Trust difference where you're not just a member; you're part of a family that cares. Explore our offerings today by visiting us online at Lake Trust or stop by during our convenient hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us as we continue to grow together in financial wellness!

Welcome to the community at Lake Trust! Becoming a member is more than just opening an account; it's about joining a supportive network that values you. If you live, work, or worship in the areas we serve, you're likely eligible for membership. We welcome individuals and their families who share our mission of financial well-being and community support. Whether you're looking to open a checking account, take out a loan, or just want access to personalized banking services, we've got you covered. To learn more about our eligibility criteria and see if you qualify, check out this resource: https://laketrust.org/personal/banking/become-a-member?hslang=en . It's straightforward and friendly just like us! When you're ready to take the next step, opening an account is simple. Visit us at our Hastings branch located at 1500 West M43 Highway Hastings Mi 49058, or give us a call at (888) 267-7200. We're excited to help you start your journey with us!

At Lake Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring the financial health of our credit union so that you can feel confident in your choice to bank with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $285,804,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $544,882,520 in share certificates and $416,960,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $191,939,705 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,023 in used auto loans and a total of $1,959,922,656 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 347,904, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Trust is your trusted partner. Visit us at 1500 West M43 Highway Hastings Mi 49058 or call 888-267-7200 to learn more about how we can help you achieve your financial goals.