Personal Loans in South Bend, IN 46635

Looking for a personal loan in South Bend, IN? Compare offers from trusted local lenders to find rates and terms that fit your budget. Whether it’s a home project or unexpected bills, we help you find the best loan options nearby.

South Bend residents enjoy fast approvals and flexible plans from lenders who understand the community. Start your loan search here and get the support you need to reach your goals with confidence and ease.

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APR

Term

Amount

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10.25 - 11.25 %

3 - 5 Yrs

$30,000

∞

10.25 - 12 %

2 - 5 Yrs

∞

10.99 - 16.24 %

3.4 - 7 Yrs

15,000 - $50,000

∞

11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.84 %

4 Yrs

$25,000

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana University has a 90–day one–pay loan rate and a line of credit with APRs of 10.25% and 10.75% , respectively. Both rates have stayed the same compared to 7, 30, and 60 days ago. The line of credit rate also shows no change from 90 days ago. Crane has a Custom fit loan with an APR of 10.25% , which has stayed the same over the past 7, 30, and 60 days. Their Line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Forum's Personal installment loan has an APR of 10.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Elements Financial's Credit builder loan has a fixed APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Unsecured signature loan's APR is 11.84% today, up from 9.59% at 7 and 30 days ago and also higher than rates from 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in South Bend, IN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
PARTNERS 1ST CREDIT UNION	53790 GENERATIONS DR SOUTH BEND IN 46635	⏰ Office: 9:00 am - 4:30 pm M-Thurs; 9:00 am - 5:30 pm Fri; Closed Sat Drive up: 9:00 am - 4:30 pm M-Thurs; 8:00 am - 5:30 pm Fri; Closed Sat F 8am to 4:30pm 📞 5742728581 📠 2604717643	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	Drive-Thru P2P E-Statements E-Signature	Assets: $543,680,946 Deposits: $34,945,422 Net Worth: $52,515,667 Employees: 213 Members: 45,662

🏘️ All the Lenders Available in St Joseph County, IN

✅COMMUNITYWIDE FEDERAL CREDIT UNION

✅EVERWISE CREDIT UNION

✅UNITED 6288 CREDIT UNION

✅NOTRE DAME FEDERAL CREDIT UNION

✅INOVA FEDERAL CREDIT UNION

✅POLICEMENS CREDIT UNION

✅AAA FEDERAL CREDIT UNION

✅TLCU FINANCIAL CREDIT UNION

✅SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION

✅SOUTH BEND TRANSIT FEDERAL CREDIT UNION

✅PARTNERS 1ST CREDIT UNION

✅CREDIT UNION 1 68727 CREDIT UNION

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