Home Equity Loans in South Bend, IN

If you’re in South Bend, IN, and have low credit, you can still access your home’s equity to get the funds you need. Comparing home equity loan offers helps you find flexible terms and rates that fit your budget and goals.

Local lenders understand the community and offer friendly, straightforward guidance to make the process easy. Whether it’s for debt relief or home projects, exploring your options in South Bend can unlock financial opportunities without the stress.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
fcfcu
4.75 - 6 %
15 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
lnfcu
5.99 - 6.99 %
5
100 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Financial Center First has a Home Equity rate range of 4.75% to 6% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is steady at 5.75% across those same time periods. Neither product shows any change in rates recently. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

L & N has a Home Equity rate range of 5.99% to 6.99% today. This is lower than the rate 60 and 90 days ago, which was 6.5% . There is no data for 7 or 30 days ago to compare. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in South Bend, IN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in St Joseph County, IN

✅COMMUNITYWIDE FEDERAL CREDIT UNION
✅EVERWISE CREDIT UNION
✅UNITED 6288 CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅INOVA FEDERAL CREDIT UNION
✅POLICEMENS CREDIT UNION
✅AAA FEDERAL CREDIT UNION
✅TLCU FINANCIAL CREDIT UNION
✅SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTH BEND TRANSIT FEDERAL CREDIT UNION
✅PARTNERS 1ST CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION

Compare other loan types in South Bend, IN

Why compare Home Equity Loans in South Bend, IN on LendMesh

If you’re in South Bend, IN and looking for a low credit home equity loan, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review offers ensures you find a home equity loan that fits your budget and financial goals without rushing into the first option.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your ideal rate—say 4% or 5%—and we’ll notify you when offers fall below that mark. You’ll receive weekly or monthly updates packed with expert insights, current rate trends, and carefully selected loan deals, all designed to help South Bend borrowers like you make smart, timely decisions about unlocking your home’s value.

Customers are also interested in:

Low Credit Home Equity Loan