Home Equity Loans in South Bend, IN

If you’re in South Bend, IN, and have low credit, you can still access your home’s equity to get the funds you need. Comparing home equity loan offers helps you find flexible terms and rates that fit your budget and goals.

Local lenders understand the community and offer friendly, straightforward guidance to make the process easy. Whether it’s for debt relief or home projects, exploring your options in South Bend can unlock financial opportunities without the stress.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
imcu
6.375 - 8.625 %
5 Yrs
90 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
forumcu
6.49 - 10.24 %
6 - 15 Yrs
95 %
∞
cranecu
6.5 - 7.75 %
10 Yrs
90 %
∞
purduefed
6.5 - 8 %
20 Yrs
80 %
∞
elements
6.5 - 8.37 %
10 - 15 Yrs
100 %
∞
heritagefederal
6.5 - 9.38 %
15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
iucu
6.75 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.25% , also unchanged from 7, 30, and 60 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. Crane has a Home Equity rate range of 6.5% to 7.5% today, unchanged from 7 and 90 days ago. Its HELOC rates are between 6.75% and 15% now, higher than the 6.75% to 7.75% range from 90 days ago. Purdue's Home Equity loan has an APR range of 6.5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. The HELOC rate is 7.25% today, up from 7% over the past 7, 30, and 60 days, and higher than 6.75% from 90 days ago.

Elements Financial has a Home Equity rate range of 6.5% to 8.37% today. This is lower than the 7.99% to 8.24% range seen 30, 60, and 90 days ago. The rates have dropped compared to the past month and earlier periods. Heritage's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity loan rate is between 6.88% and 9.38% , steady compared to 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Indiana University has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range of 3.99% to 6.75% seen 60 and 90 days ago.

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Why compare Home Equity Loans in South Bend, IN on LendMesh

If you’re in South Bend, IN and looking for a low credit home equity loan, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review offers ensures you find a home equity loan that fits your budget and financial goals without rushing into the first option.

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