Home Equity Loans in South Bend, IN

If you’re in South Bend, IN, and have low credit, you can still access your home’s equity to get the funds you need. Comparing home equity loan offers helps you find flexible terms and rates that fit your budget and goals.

Local lenders understand the community and offer friendly, straightforward guidance to make the process easy. Whether it’s for debt relief or home projects, exploring your options in South Bend can unlock financial opportunities without the stress.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
10 - 20 Yrs
85 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
notredamefcu
6.75 - 7.25 %
∞
profedcu
6.75 - 7.74 %
1 - 15 Yrs
90 %
∞
everwisecu
6.75 - 8.25 %
5 - 15 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago.

Profed's HELOC has a 6.75% APR today, the same as it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 7.49% to 7.74% APR, which has also stayed steady over the past 90 days. Both products have not changed recently. Everwise has a HELOC with an APR range of 6.75% to 7.25% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR is between 6.75% and 8.25% , also unchanged from 7, 30, and 60 days ago but higher than the 6.5% to 8% range seen 90 days ago.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in South Bend, IN

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🏘️ All the Lenders Available in St Joseph County, IN

✅COMMUNITYWIDE FEDERAL CREDIT UNION
✅EVERWISE CREDIT UNION
✅UNITED 6288 CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅INOVA FEDERAL CREDIT UNION
✅POLICEMENS CREDIT UNION
✅AAA FEDERAL CREDIT UNION
✅TLCU FINANCIAL CREDIT UNION
✅SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTH BEND TRANSIT FEDERAL CREDIT UNION
✅PARTNERS 1ST CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION

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Why compare Home Equity Loans in South Bend, IN on LendMesh

If you’re in South Bend, IN and looking for a low credit home equity loan, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review offers ensures you find a home equity loan that fits your budget and financial goals without rushing into the first option.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your ideal rate—say 4% or 5%—and we’ll notify you when offers fall below that mark. You’ll receive weekly or monthly updates packed with expert insights, current rate trends, and carefully selected loan deals, all designed to help South Bend borrowers like you make smart, timely decisions about unlocking your home’s value.

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