Partners 1st Credit Union South Bend IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Partners 1st at our South Bend branch, located at 53790 Generations Dr, South Bend, IN 46635. Since our establishment in 1952, we have proudly served our community with a commitment to trust, reliability, and exceptional financial services. With over 45,000 members, we are more than just a credit union; we are your partners in achieving financial success. At Partners 1st, we understand that every member's needs are unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets amounting to an impressive $543,680,946 and total deposits of $34,945,422, you can rest assured that your finances are in capable hands. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of our CEO Carla Bienz and Board President Dennis Baumgartner, we strive to create meaningful connections within the community while providing top-notch financial solutions tailored to you. While members can visit us at our South Bend branch for all their banking needs, official correspondence should be sent to our mailing address: 1330 Directors Row, Fort Wayne, IN 46808. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members. Whether you're looking to open an account or need assistance with loans, our friendly staff is here to help you every step of the way. Feel free to reach out by calling us at 574-272-8581 or visit us online at partners1stcu.org for more information. Join us today and let's build a brighter financial future together!

Branch History & Mission

Join Us!

As we look forward to the future, we invite you to become part of our growing family at Partners 1st. Experience firsthand how we combine exceptional service with community focus. With operating hours designed for your convenience Monday through Friday we're here ready to assist you in achieving your financial goals. For inquiries or assistance, feel free to reach out at 574-272-8581 or explore more about us at partners1stcu.org. Join us today and discover how Partners 1st can help you thrive!

Our Evolution

From our humble beginnings, Partners 1st has evolved by continuously adapting to the needs of our members. We started with a simple mission: to provide affordable financial services to our community. As we grew, so did our offerings. Today, we provide a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to innovation has also led us to embrace technology for better member experiences. We offer online and mobile banking services that make managing finances easier than ever. Additionally, we ensure accessibility with ADA-compliant facilities and a drive-thru service for those who prefer banking on the go.

Our Mission

At Partners 1st, our mission is clear: we aim to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services and support. This means not only providing competitive rates and personalized service but also actively engaging in community outreach efforts. We partner with local organizations to give back through various initiatives aimed at enhancing the lives of residents in South Bend and beyond. Whether it's through sponsorships or volunteering efforts, we are committed to making a positive impact. While members can visit us at 53790 Generations Dr, official correspondence should be sent to our mailing address at 1330 Directors Row, Fort Wayne, IN 46808.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Partners 1st today! If you have questions or need assistance before stopping by, feel free to give us a call at 574-272-8581. Let us be your trusted financial partner in the community!

Local Landmarks and Parking

Finding us is a breeze! We are close to several local landmarks that make it easy to stop by. With ample parking available right outside our doors, you won't have to worry about finding a spot when you visit. Our branch is also designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy our services without hassle.

Operating Hours

We understand that life gets busy. That's why we offer flexible hours tailored to fit your schedule. Our office is open from 9:00 am to 4:30 pm Monday through Thursday, and until 5:30 pm on Fridays. While we are closed on Saturdays, our drive-thru service operates during similar hours for quick transactions like deposits and withdrawals.

Services Offered

At Partners 1st, we provide a variety of banking solutions to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our shared service center also allows members from partner credit unions to carry out basic transactions like deposits and withdrawals making banking even easier!

Member Eligibility

Becoming a member of Partners 1st is like joining a welcoming family where your financial well-being comes first. We believe that everyone deserves access to reliable financial services, and that's why we make it easy for you to join us. To be eligible, you simply need to live, work, or worship in our community or have a family member who is already a member. It's that simple! Once you meet these criteria, you're on your way to enjoying all the benefits we offer, from competitive rates on loans to personalized banking solutions tailored just for you. If you'd like more details about eligibility, feel free to check out our website at . Opening an account with us is also straightforward. You can get started by visiting our account opening page or give us a call at (574) 272-8581 if you have any questions. Our friendly team at Partners 1st, located at 53790 Generations Dr South Bend In 46635, is here to help you every step of the way as you take this important step toward better financial health. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide merchant services that simplify transactions for your business. Imagine a bustling café where customers can pay quickly and easily with their cards or mobile devices. Our merchant services make this possible, enhancing customer satisfaction while streamlining your operations. Whether you're looking to finance new equipment or enhance your payment systems, Partners 1st is here to help your business reach its full potential. Visit us at 53790 Generations Dr South Bend In 46635 in South Bend, IN, or call us at (574) 272-8581 to learn more about how we can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,115,018, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we offer specialized business banking services that include merchant services and business loans. This means you can focus on growing your business while we handle your financial needs.

Credit Cards

Our credit cards come with rewards that can enhance your shopping experience. From cash back offers to travel points, imagine earning rewards just by using your card for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Partners 1st offers robust online and mobile banking features. You can manage your accounts, pay bills, transfer funds, and even make person-to-person payments right from your phone or computer. Need cash? Our ATM and cash withdrawal services are here for you too!

Drive-Thru & Shared Branch Transactions

For quick transactions like deposits or withdrawals, our basic drive-thru banking service provides an efficient solution without leaving your vehicle. Plus, if you're a member of a partner credit union, enjoy the ease of shared branch transactions at our location. At Partners 1st, we're committed to making banking easy and accessible for everyone in our community. For more information about any of these services or to speak with one of our friendly representatives, give us a call at (574) 272-8581 or visit us online at Partners 1st Fcu, Br. 97. We look forward to serving you!

Home Financing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed to make the process as smooth as possible. Picture yourself settling into your dream home without the stress that often accompanies such significant decisions.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Imagine having easy access to your funds, whether you're budgeting for groceries or saving for a family vacation. Our personal banking services also include auto loans and vehicle financing. If you've found the perfect car, we're here to help you finance it with competitive rates and flexible terms.

Personal Loans

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for medical bills or other emergencies, we provide support when you need it most.

Digital & Online Banking

Accessibility & Ease of Use

Our 24/7 online banking services mean you can manage your money whenever it suits you. You'll have real-time access to your accounts right from the palm of your hand. With user-friendly interfaces and straightforward navigation, even those new to online banking will find it easy to use. At Partners 1st, we're committed to making your banking experience as smooth as possible. Explore all these features today and see how we can support your financial journey!

Key Features

One of the standout features is our electronic signature authorization, allowing you to sign documents digitally no more printing and scanning required! Plus, you can opt for e-statements, which not only help keep your personal information safe but also reduce paper clutter in your home. For those who are always on the move, our mobile application makes it simple to stay connected with your accounts. You can make person-to-person transfers with ease, ensuring that sending money to friends or family is just a few taps away. And if you're interested in mobile payments, we've got you covered there too!

Financial Strength

Growing Member Base

Total Share Accounts stand at 88,967, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments total $1,362,469, allowing us to continue supporting your financial journey effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Partners 1st is your trusted partner. Visit us at 53790 Generations Dr South Bend IN 46635 or call 574-272-8581 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $120,222,223 in share certificates and $47,338,416 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our -$529,286 net income may seem concerning at first glance; however, it reflects our dedication to investing back into the community and enhancing member services. We also take pride in having 190 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Your Future

With $42,393,164 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant; with $12,921 in used auto loans and $437,201,849 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $52,515,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,064,859 in used vehicle loans and $55,225,693 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or finding a reliable used option, we are here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $5,115,018 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting local entrepreneurs with accessible financing options. At Partners 1st, our goal is to empower you with financial tools that work for you. If you're interested in any of our loan offerings or would like more information about refinancing or eligibility options, don't hesitate to reach out. You can contact us at (574) 272-8581 during our office hours or visit us online at Partners 1st. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward financial success starts here!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,216,006 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to help you make the most of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,884,327, make buying or refinancing simple. We provide guidance on eligibility options and refinancing solutions that can save you money in the long run.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Partners 1St