Personal Loans in Ashtabula, OH 44004

Looking for a personal loan in Ashtabula, OH but worried about your credit? You’re not alone. Many local lenders offer options designed for people with no credit history, making it easier to get the support you need without hassle.

Compare loan offers from trusted Ashtabula banks and credit unions to find low rates and flexible terms. Whether it’s for an emergency or a big purchase, securing the right loan can help you move forward with confidence.

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APR

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11.75 - 13.25 %

1 - 8 Yrs

∞

11.8 %

4 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

13.21 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Atomic's Signature personal loan has a minimum APR of 13.21% today, which is higher than the rate 30, 60, and 90 days ago when it was 11.49% . The rate has increased since a month ago.

🏦 All Local Lenders in Ashtabula, OH

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
PORT CONNEAUT FEDERAL CREDIT UNION	4220 MAIN AVE ASHTABULA OH 44004	⏰ Monday 9:00 am to 4:30 pmTuesday 9:00 am to 4:30 pmWednesday 10:30 am to 5:00 pmThursday9:00 am to 4:30 pmFriday 9:00 am to 5:30 pmSaturday 9:00 am to 12:00 pm 📞 4409927181 📠 4405937352	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $30,909,531 Deposits: $3,823,202 Net Worth: $3,732,329 Employees: 14 Members: 3,895
LAKEVIEW FEDERAL CREDIT UNION	2909 STATE RD ASHTABULA OH 44004	⏰ Monday-Wednesday 8:30-4:30 Thursday & Friday 8:30-5:00 Saturday 9:00-12:00 📞 4409982707 📠 4409927009	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $146,406,600 Deposits: $7,110,063 Net Worth: $17,116,527 Employees: 20 Members: 8,438
COMMUNITY FIRST CREDIT UNION	2043 E PROSPECT RD ASHTABULA OH 44004	⏰ Monday 8:30 - 5:00 Tue,Wed,Thu 9:00 - 5:00 Friday 8:30 - 5:30 📞 4409975919 📠 4409926244	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $91,845,607 Deposits: $3,964,477 Net Worth: $12,405,272 Employees: 18 Members: 5,136
CARDINAL CREDIT UNION, INC. CREDIT UNION	625 LAKE AVE ASHTABULA OH 44004	⏰ Mon, Tues, Thur 9am-5pm Wednesday - Closed Friday 9am-6pm Sat 9am-1pm 📞 4409646222 📠 4402662299	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $306,790,023 Deposits: $23,489,614 Net Worth: $35,806,933 Employees: 82 Members: 23,470

🏘️ All the Lenders Available in Ashtabula County, OH

✅LAKEVIEW FEDERAL CREDIT UNION

✅COMMUNITY FIRST 61094 CREDIT UNION

✅PORT CONNEAUT FEDERAL CREDIT UNION

✅CARDINAL CREDIT UNION INC CREDIT UNION

✅KENNAMETAL ORWELL EMPLOYEES CREDIT UNION

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