Have questions? We're just a phone call away at 440-997-5919. You can also explore more about our services on our website at communityfirstcu.org. We invite you to visit us soon and experience the Community First difference!
At our Ashtabula Branch, you'll find ample parking available right outside the entrance. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entryways to ensure everyone can comfortably access our services. Whether you're stopping by for a quick deposit or a more detailed discussion about your financial goals, we are here for you!
We understand that your time is valuable. That's why we offer flexible operating hours: - Monday: 8:30 AM - 5:00 PM - Tuesday & Wednesday: 9:00 AM - 5:00 PM - Thursday: 9:00 AM - 5:00 PM - Friday: 8:30 AM - 5:30 PM Feel free to drop by during these times; our friendly staff is ready to assist you with all your banking needs.
Our branch offers a range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet your financial needs. Additionally, we provide basic drive-thru banking services for your convenience, as well as ATM access right on-site for quick withdrawals and balance checks.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $107 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $899,357, we continue to drive economic growth by financing new and expanding businesses.
Running a business involves countless transactions every day. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers while enjoying low transaction fees and reliable support. That's the peace of mind you gain when partnering with us. Located at 2043 E Prospect Rd, Ashtabula, OH 44004, our team is ready to assist you with all your business banking needs. Contact us at 440-997-5919 to learn more about how we can help your business succeed!
If you're a business owner, Community First is here to assist you as well. Our business banking services, which include merchant services and business loans, provide the necessary support for managing and growing your enterprise. We understand that running a business requires flexibility and reliability, so we tailor our offerings to meet your specific needs.
In today's fast-paced world, convenience is key. Our online and mobile banking features empower you to manage your finances anytime, anywhere. From checking account balances to transferring funds or paying bills online, everything is just a click away. Plus, we offer an ATM service for quick cash withdrawals and basic transactions without hassle.
Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We work with you to create a plan that suits your budget, helping you regain control of your finances. Additionally, our credit cards with rewards allow you to earn while you spend, making each purchase more rewarding.
For those who prefer face-to-face interactions, our branch provides basic drive-thru banking where you can make deposits or withdrawals quickly and easily. Our friendly staff is always ready to assist with simple transactions directly from your vehicle. At Community First in Ashtabula, OH, we pride ourselves on being more than just a financial institution; we aim to be your trusted partner in achieving financial wellness. Ready to take charge of your financial future? Give us a call at 440-997-5919 or visit us today! Explore how our range of services can meet your needs because at Community First, it's all about putting you first!
Our personal banking services make managing your money easy. With options like checking and savings accounts, you can choose the right fit for your lifestyle. If you're considering buying a new car or need funds for a used vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you hit the road in style without breaking the bank. For those thinking about homeownership, we offer mortgage loans and refinancing solutions that guide you through the process seamlessly.
Our online banking services are available 24/7, giving you the flexibility to check balances, transfer funds, and pay bills whenever it suits you. Plus, with electronic signature authorization available, signing documents is quick and hassle-free.
Say goodbye to cluttered mailboxes! With e-statements available, you can view your account statements electronically. This not only helps you stay organized but also enhances security by reducing the risk of sensitive information being lost or stolen.
For those on the go, our mobile application makes banking even more accessible. You can manage your finances right from your smartphone. Whether you're making person-to-person transfers or checking account balances, everything is just a tap away.
Your security is our priority. All transactions made through our online banking platform are protected with advanced encryption technology. Feel confident knowing your financial information is safe while enjoying the convenience of managing your accounts digitally. With Community First's digital banking services, you have the tools to take control of your finances easily and securely. Experience the future of banking today!
We also take pride in having 18 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to helping you navigate your financial journey with ease.
Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Every dollar stays within our community to serve your needs.
Total Share Accounts stand at 10,481, showing a strong and growing member base that trusts us with their finances. The trust placed in us by our members drives everything we do at Community First. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 2043 E Prospect Rd Ashtabula Oh 44004 or call 440-997-5919 to learn more about how we can help you achieve your financial goals.
Our net income of $0 reflects our operational efficiency during challenging times. This allows us to continue offering competitive loan rates and solid financial products designed specifically for you.
With $12,405,272 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy not only strengthens our credit union but also enhances the services available to you.
Members' savings are secured through $11,658,261 in share certificates and $14,974,282 in money market shares, offering stable and rewarding financial growth opportunities. These options help you grow your savings while enjoying peace of mind knowing your funds are protected.
Our net worth ratio of 1351 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by our strong financial standing.
With a net worth of $12,405,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our dedication to providing you with a safe place for your money.
With 645 used auto loans totaling $41,610,651 in loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're purchasing a vehicle or consolidating debt, we're here to help you succeed.
Our total credit lines reach up to $5,000,000, providing you with further financial flexibility when needed. If you're considering refinancing options or would like to know more about eligibility requirements for our products, please don't hesitate to ask! At Community First, we prioritize transparency and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website at Community First for more information on how we can help you meet your financial aspirations!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,179,690 in used vehicle loans and $3,781,306 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.
For business owners, our outstanding commercial loans totaling $899,357 provide the capital needed to grow and expand your business ventures. We understand that every business has unique needs; our team is here to help you find the right financing solution.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,456,083, making buying or refinancing simple. We can assist you through every step of the process to ensure a smooth experience.
We also offer flexible terms on unsecured credit card loans, with a total of $1,133,551 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. Each loan comparison reflects current market rates, giving you a reliable basis for decision-making.