Lakeview Credit Union Ashtabula OH | Affordable Auto Loans & Business Banking

Introduction

At Lakeview, we believe that every member of our community deserves a trusted partner for their financial journey. Located at 2909 State Rd, Ashtabula, OH 44004, our branch has been serving the local community since 1961. With a membership base of over 8,438 individuals and families, we have built a strong foundation focused on personalized service and financial empowerment. As a proud member of the Lakeview family, you gain access to a wealth of resources. Our total assets stand at an impressive $146,406,600, and with total deposits reaching $7,110,063, your savings are safe with us. We also offer diverse loan options, with more than 2,756 loans and leases available to help you achieve your goals whether that's purchasing a new car or financing your home. Led by our dedicated CEO, Jamie Ortiz, and Board President, Arthur Risley, we are committed to making a positive impact in Ashtabula. Our team of 20 employees works tirelessly to ensure that each member receives the support they need. Whether you have questions about our services or need assistance with your accounts, we're just a phone call away at 440-998-2707. For those looking to reach out via mail, please note that while you can visit us directly at our branch address, all official correspondence should be sent to P.O. Box 2609, Ashtabula, OH 44005-2609. Join us in building a brighter financial future together! Explore our website at Lakeview or stop by today to learn more about how we can assist you on your financial journey.

Branch History & Mission

At Lakeview, we take pride in our rich legacy of serving the community in Ashtabula, Ohio. Founded in 1961, our credit union has grown from a small group of members to a thriving community resource with over 8,400 members and total assets exceeding $146 million. Located at 2909 State Rd, Ashtabula, OH 44004, our branch is easily accessible for anyone looking to join us on their financial journey. Our mission is simple yet powerful: to provide exceptional financial services while supporting the growth and well-being of our members and the community. We believe that banking should be personal and that everyone deserves access to the tools they need to succeed financially. Whether you are opening your first checking account or securing a loan for your dream home, we are here every step of the way. Lakeview is more than just a financial institution; we are deeply committed to community outreach. Our partnerships with local organizations allow us to give back and support initiatives that make Ashtabula a better place for everyone. From educational programs to sponsorships of local events, we strive to create positive impacts in our neighborhood. In recent years, we've embraced modern technology to enhance member experiences. Our digital services include online banking, mobile payments, and e-statements, making it easier than ever for you to manage your finances anytime, anywhere. And with ADA compliance and dedicated customer support, we're committed to ensuring that all members feel welcomed and valued. While visiting us at our branch location is encouraged, you can also reach out via phone at 440-998-2707 for any inquiries. For official correspondence, please send mail to P O Box 2609, Ashtabula, OH 44005-2609 if different from our branch address. We invite you to experience the many benefits of membership at Lakeview. Join us today and discover how we can help you achieve your financial goals while supporting our beloved community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is equipped with ADA-compliant features and ramps to ensure everyone can enjoy our services without barriers. Plus, ample parking is available right outside the entrance, making it easy for you to pop in for a visit.

Operating Hours

At Lakeview's Ashtabula Office, we strive to accommodate your busy schedule. Our lobby hours are Monday through Wednesday from 8:30 AM to 4:30 PM, and we extend our hours on Thursday and Friday until 5:00 PM. For those who prefer drive-thru banking, we are open Saturday from 9:00 AM to 12:00 PM.

Services Offered

Our branch offers a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for both personal and business banking. With ATM availability on-site and drive-thru service for quick transactions, managing your finances has never been easier. If you have any questions or would like more information about our services, don't hesitate to give us a call at 440-998-2707. We invite you to visit us soon; let's achieve your financial goals together!

Member Eligibility

At Lakeview, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member of Lakeview is straightforward and welcoming. If you live, work, worship, or attend school in Ashtabula County, you're eligible to join us! This means that whether you're a local resident or simply spend your days here, you can enjoy the benefits of being part of our credit union family. By becoming a member, you gain access to personalized services tailored to your needs, including competitive rates on loans and savings accounts. To get started on your journey with us, simply visit our branch at 2909 State Rd, Ashtabula, OH 44004. You can also call us at 440-998-2707 for more information about the account opening process. For detailed eligibility criteria and updates, check out our website at https://lakeviewfcu.com/. We can't wait to welcome you into the Lakeview community!

Business Banking & Commercial Services

Merchant Services that Work

Imagine having a reliable partner for all your payment processing needs. Our merchant services make transactions smoother so you can focus on what you do best running your business. From accepting credit cards to managing online payments, we simplify the financial side of things, allowing you to concentrate on serving your customers. If you're located in or around Ashtabula, OH, visit us at 2909 State Rd Ashtabula Oh 44004 or give us a call at (440) 998-2707 to learn more about how our business banking and commercial services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $4,163,884, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

Our digital banking features make managing your finances simple and convenient. With Online & Mobile Banking, you can check your balances, transfer funds, and pay bills from anywhere at any time. Need cash? Our ATM & Cash Withdrawal Services provide easy access to your funds whenever you need them.

Drive-Thru Convenience

Sometimes you just want quick service without leaving your car. Our basic Drive-Thru Banking allows for easy deposits, withdrawals, and simple transactions without stepping inside. At Lakeview, we believe in making banking accessible and straightforward for everyone. Our friendly staff is here to assist you during our operating hours: Monday-Wednesday from 8:30 AM to 4:30 PM, Thursday & Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Ready to take control of your financial future? Call us today at 440-998-2707 or visit us online at Lakeview to learn more about how we can assist you!

Financing Your Dreams

If you're in the market for a vehicle, look no further than our Auto Loans & Vehicle Financing. We offer flexible terms and competitive rates to help you drive away in the car you've always wanted. Additionally, if homeownership is your goal, our Mortgage Loans & Refinancing options can guide you through securing your dream home or optimizing your current mortgage.

Personal Banking Made Easy

For those looking to manage day-to-day expenses or save for future goals, our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Whether you're budgeting for a family vacation or saving for a new car, our accounts offer competitive rates and features that make banking straightforward and convenient.

Personal Loans That Work for You

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, we provide solutions that help you tackle unforeseen costs or consolidate debt into manageable payments. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn benefits while making everyday purchases.

Supporting Local Businesses

For entrepreneurs and local businesses, we offer comprehensive Business Banking services. From merchant services to business loans, we are committed to supporting the growth of businesses in our community.

Digital & Online Banking

Key Services Available

With our user-friendly online banking platform, accessible at https://lakeviewfcu.com/, you can check your account balance, transfer funds, and pay bills anytime day or night. Our 24/7 online banking services mean you're always in control of your finances. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. We also offer e-statements, so you can say goodbye to paper clutter and access your financial statements securely online. If you prefer using a mobile device, our mobile application makes banking even more convenient. You can make payments, check balances, and even manage person-to-person transfers right from your smartphone.

Security and Accessibility

Security is a top priority for us at Lakeview. We ensure that all transactions are protected with advanced security features, giving you peace of mind as you bank online or through our mobile app. And if you're interested in using mobile payments, we've got you covered! Easily link your accounts to make quick purchases without needing cash or cards. Whether you're a busy professional or a student on the go, our digital banking services are designed to fit your lifestyle. Enjoy real-time account management that keeps you informed about your finances wherever life takes you. Explore all these features and more by visiting https://lakeviewfcu.com/ today! At Lakeview, we're committed to making banking simple and accessible for everyone.

Financial Strength

At Lakeview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing reliable services and support to our community. With a net worth of $17,116,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,481,524 in share certificates and $42,968,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,340,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $442 in used auto loans and $61,219,485 in total loans and leases. Our operational efficiency is reflected in our $492,860, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 16,702, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lakeview is your trusted partner. Visit us at 2909 State Rd Ashtabula Oh 44004 or call (440) 998-2707 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,220,554 in used vehicle loans and $2,503,669 in new vehicle loans already helping members get on the road. Whether you're interested in a new ride or a dependable used vehicle, our flexible terms make financing easy and accessible.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $4,163,884 provide the capital needed to seize opportunities and overcome challenges. Our team is here to support local businesses through tailored lending solutions. At Lakeview in Ashtabula (2909 State Rd Ashtabula OH 44004), we are dedicated to providing exceptional service and personalized financial solutions. If you're interested in learning more about our loan offerings or want to explore refinancing options, feel free to reach out at 440-998-2707. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,472,763, make buying or refinancing simple. We aim to provide you with competitive rates and personalized service to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $859,603 in loans helping members manage their finances effectively. These cards come with convenient features to help you keep track of your spending while earning rewards along the way.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By utilizing official data from these reputable sources, LendMesh guarantees that the loan comparisons reflect current market conditions accurately.

Take Action Today

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LAKEVIEW FEDERAL CREDIT UNION - Ashtabula, OH

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