Personal Loans in Lexington, KY 40513

Looking for the best loan in Lexington, KY? Compare personal loan offers side-by-side to find flexible rates and low monthly payments that fit your budget. Whether it’s for home improvements, debt consolidation, or an emergency, you deserve a loan that works for you.

Start your search with local lenders who understand Lexington’s community and your unique financial needs. By comparing options, you can secure a personal loan that offers both great value and the support you want from trusted hometown partners.

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8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 11.49 %

$50,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

9.75 %

9.99 - 11.49 %

9.99 - 13.99 %

10.99 - 18 %

3 - 5 Yrs

$40,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago.

Commonwealth's Credit builder loan has a 3% APR today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. The Signature cash personal loan has a 9.49% APR, which has stayed steady over the past 90 days. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Members Heritage has a Signature loan with an APR of 9.75% . This rate has stayed the same over the past 7, 30, and 60 days. There are no changes in the rate during this period. University Of Kentucky has a Signature/unsecured personal loan with an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Vacation loan has a 9.99% APR and has also remained steady during the same time periods. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Lexington, KY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION	940 MIDNIGHT PASS LEXINGTON KY 40513	⏰ Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m. 📞 8592644200 📠 8592644208	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,556,750,860 Deposits: $142,378,657 Net Worth: $170,139,517 Employees: 268 Members: 108,428

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION

✅METRO EMPLOYEES CREDIT UNION

✅MEMBERS HERITAGE CREDIT UNION

✅KUE FEDERAL CREDIT UNION

✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION

✅THE HEALTH EDUCATION CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅TRANSCEND CREDIT UNION

✅LEXINGTON POSTAL COMMUNITY CREDIT UNION

✅PARK FEDERAL CREDIT UNION

✅ASHLAND CREDIT UNION

Compare other loan types in Lexington, KY

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