Personal Loans in Lexington, KY

Looking for the best loan in Lexington, KY? Compare personal loan offers side-by-side to find flexible rates and low monthly payments that fit your budget. Whether it’s for home improvements, debt consolidation, or an emergency, you deserve a loan that works for you.

Start your search with local lenders who understand Lexington’s community and your unique financial needs. By comparing options, you can secure a personal loan that offers both great value and the support you want from trusted hometown partners.

Filters

Lender
APR
Term
Amount
Link
Info
parkcommunity
11.24 - 17.99 %
5.1 - 6 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
heritagefederal
12.6 - 15 %
4 Yrs
10,000 - $15,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Lexington, KY

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
940 MIDNIGHT PASS LEXINGTON KY 40513
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,556,750,860
Deposits: $142,378,657
Net Worth: $170,139,517
Employees: 268
Members: 108,428

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

Compare other loan types in Lexington, KY

Why compare Personal Loans in Lexington, KY on LendMesh

If you’re searching for the best loan to get in Lexington, KY, take your time exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and lower rates that fit your budget and needs. With LendMesh, you have a simple way to review offers side by side, empowering you to make informed choices without feeling rushed or pressured.

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