Personal Loans in Lexington, KY 40513

Looking for the best loan in Lexington, KY? Compare personal loan offers side-by-side to find flexible rates and low monthly payments that fit your budget. Whether it’s for home improvements, debt consolidation, or an emergency, you deserve a loan that works for you.

Start your search with local lenders who understand Lexington’s community and your unique financial needs. By comparing options, you can secure a personal loan that offers both great value and the support you want from trusted hometown partners.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.25 - 8.9 %

$35,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 18 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Abound has a personal loan called Money for any number of needs with an APR of 7.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. L & N's Signature loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Lexington, KY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION	940 MIDNIGHT PASS LEXINGTON KY 40513	⏰ Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m. 📞 8592644200 📠 8592644208	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,556,750,860 Deposits: $142,378,657 Net Worth: $170,139,517 Employees: 268 Members: 108,428

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION

✅METRO EMPLOYEES CREDIT UNION

✅MEMBERS HERITAGE CREDIT UNION

✅KUE FEDERAL CREDIT UNION

✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION

✅THE HEALTH EDUCATION CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅TRANSCEND CREDIT UNION

✅LEXINGTON POSTAL COMMUNITY CREDIT UNION

✅PARK FEDERAL CREDIT UNION

✅ASHLAND CREDIT UNION

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