Personal Loans in Lexington, KY 40509

Looking to refinance your student loans in Lexington, KY? Compare personal loan offers from trusted local lenders who understand your needs and offer fast approvals and flexible terms tailored just for you.

Whether you’re paying off University of Kentucky loans or consolidating other debt, finding the right loan can save you money and stress. Start comparing today to secure a smarter, more manageable payment plan that fits your life in Lexington.

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APR

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11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Lexington, KY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION	2557 SIR BARTON WAY LEXINGTON KY 40509	⏰ Monday through Friday 9 a.m - 6 p.m. Saturday 9 a.m. - 1 p.m. 📞 8592644200 📠 8592644208	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,556,750,860 Deposits: $142,378,657 Net Worth: $170,139,517 Employees: 268 Members: 108,428
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION	1730 ALYSHEBA WAY LEXINGTON KY 40509	⏰ Monday through Friday 9 a.m. - 6 p.m. 📞 8592644200 📠 8592644208	ATM Services Only	P2P E-Statements E-Signature	Assets: $1,556,750,860 Deposits: $142,378,657 Net Worth: $170,139,517 Employees: 268 Members: 108,428
PARK FEDERAL CREDIT UNION	2217 WAR ADMIRAL WAY STE 102 LEXINGTON KY 40509	⏰ M-Thursday 9-5Friday 9-6Saturday 9-12 📞 8002622870	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,315,394,664 Deposits: $48,141,098 Net Worth: $247,416,542 Employees: 279 Members: 75,252
COMMONWEALTH FEDERAL CREDIT UNION	2540 SIR BARTON WAY LEXINGTON KY 40509	⏰ 9:00-5:00 M-F 9:00-12:30 Sat 📞 8002286420	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,566,596,191 Deposits: $317,693,456 Net Worth: $287,619,804 Employees: 375.0 Members: 130,195
ASHLAND CREDIT UNION	100 VALVOLINE WAY LEXINGTON KY 40509	⏰ 7:30 am-5 pm EST 📞 6063295405	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $402,676,270 Deposits: $45,400,049 Net Worth: $46,874,181 Employees: 88 Members: 44,095

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION

✅METRO EMPLOYEES CREDIT UNION

✅MEMBERS HERITAGE CREDIT UNION

✅KUE FEDERAL CREDIT UNION

✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION

✅THE HEALTH EDUCATION CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅TRANSCEND CREDIT UNION

✅LEXINGTON POSTAL COMMUNITY CREDIT UNION

✅PARK FEDERAL CREDIT UNION

✅ASHLAND CREDIT UNION

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