Park Credit Union Lexington KY | Affordable Auto Loans & Checking

Introduction

Welcome to Park Community Credit Union, your trusted financial partner in the heart of Lexington, Kentucky. Located at 2217 War Admiral Way Ste 102, we've been serving our members since 1955 with a commitment to fostering community and providing top-notch financial services. With over 75,000 members and total assets exceeding $1.3 billion, we pride ourselves on being a reliable resource for personal banking, loans, and investment opportunities. At Park Community, our mission goes beyond numbers. We aim to empower our members by offering competitive rates on services such as auto loans, mortgages, and credit cards all designed with your needs in mind. Currently, our total deposits stand at an impressive $48,141,098, reflecting our members' trust in us. Our strong net worth of $247,416,542 ensures that we remain a stable choice for your financial future. Under the leadership of CEO Jana Erny and Board President Bobby Willoughby, we are dedicated to delivering personalized service. Our team of 279 employees is here to help you navigate your financial journey with ease. Whether you're looking to buy your first car or plan for retirement, we're committed to guiding you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 2217 War Admiral Way Ste 102, Lexington, KY 40509-2482. Explore all that we have to offer by visiting our website at Park Community Credit Union. We invite you to call us at 800-262-2870 during our business hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM to learn how we can help you achieve your financial goals. Join us today and experience the benefits of being a part of the Park Community family!

Branch History & Mission

At Park Credit Union, we take pride in our rich legacy and commitment to serving the community. Established in 1955, our Lexington branch has been a cornerstone of financial support for over six decades. Located at 2217 War Admiral Way Ste 102, Lexington, KY 40509, we are easily accessible to residents and businesses alike. Our branch is not just a place for transactions; it's a hub where relationships are built, and dreams are realized. Over the years, Park has grown significantly, now boasting a membership of over 75,000 individuals who trust us with their financial needs. We have witnessed tremendous growth in our assets as well, with total assets reaching an impressive $1,315,394,664. This growth reflects our dedication to providing excellent service and innovative solutions that meet the evolving needs of our members. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community support. We strive to provide personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored for local entrepreneurs. Every decision we make is guided by our core value of putting people first our members' success is our success. While members can visit us at 2217 War Admiral Way Ste 102 Lexington Ky 40509, official correspondence should be sent to 2217 War Admiral Way Ste 102, Lexington, KY 40509-2482. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also feature an ATM on-site and offer drive-thru banking services for quick transactions. In addition to traditional banking services, Park Credit Union embraces technology to enhance member experiences. With online banking options available alongside mobile payments and e-statements, managing your finances has never been easier or more secure. We believe in giving back to the community that supports us. Through various outreach efforts and partnerships with local organizations, we actively contribute to the betterment of Lexington and its surrounding areas. Join us today at Park Credit Union where your financial journey matters! Experience personalized service and community-focused initiatives that truly make a difference. Visit us or call us at (800) 262-2870 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Call to Action

Have questions or want more information? Don't hesitate to give us a call at 800-262-2870! We look forward to welcoming you at our Lexington branch soon your community bank where every member matters!

Nearby Landmarks and Accessibility Features

Located near popular spots in Fayette County, our branch is easy to find. As you head towards us, you'll notice the lively atmosphere around War Admiral Way. We offer ample parking for our members, ensuring that your visit starts off on the right foot. Our facility complies with ADA standards, featuring ramps and accessible entrances so everyone can enjoy seamless access to our services.

Operating Hours and Services

We pride ourselves on being here when you need us! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by for everyday banking or need assistance with loans and credit cards, our friendly team is ready to help. At Park Community Credit Union, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Plus, with our drive-thru banking service available, completing simple transactions like deposits or withdrawals has never been easier!

Member Eligibility

Becoming a member of Park means joining a welcoming community where your financial well-being is our top priority. We're excited to invite you to explore membership eligibility, which is designed to be inclusive and straightforward. If you live, work, worship, or attend school in the areas we serve, you likely qualify! We believe everyone deserves access to personalized financial services that cater to their unique needs. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: Membership Eligibility. Opening an account with us is just as easy as becoming a member! Whether you're looking for checking and savings accounts or loans, we've got options tailored just for you. Our friendly team at 2217 War Admiral Way Ste 102 Lexington Ky 40509 is always ready to assist you through the process. If you have any questions or need further assistance, don't hesitate to reach out at (800) 262-2870. Your journey towards better financial health starts here at Park, and we can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether you're accepting payments online or at your physical location, we provide tools that streamline transactions and enhance customer satisfaction. Visit us at 2217 War Admiral Way Ste 102 Lexington Ky 40509 in Lexington, KY, or give us a call at (800) 262-2870 to learn how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide tailored business banking solutions that include merchant services and business loans. We understand how important it is to manage cash flow effectively and ensure your business thrives.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks right from your phone. Plus, our ATM services are available for quick cash withdrawals whenever you need them.

Credit Cards and Rewards

At Park, we believe in rewarding our members for their loyalty. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or even cash back making every transaction more beneficial.

Drive-Thru Banking

Sometimes, a simple visit is all it takes. Our basic drive-thru banking offers an easy way to make deposits, withdrawals, or handle simple transactions without leaving your car. We invite you to explore all these services at Park, located at 2217 War Admiral Way Ste 102 Lexington Ky 40509. You can reach us at 800-262-2870 if you have any questions or want to know more about how we can assist you in achieving your financial goals. Join us today by visiting our website for more information on eligibility and opening an account!

Personal Banking Solutions

Managing your day-to-day finances is simpler with our personal banking services. We offer checking and savings accounts that fit various lifestyles. Whether you're saving for a rainy day or just need a reliable account for daily transactions, we've got you covered. For those looking to purchase a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Are you considering homeownership? Our mortgage loans and refinancing options can help make your dream home a reality while ensuring you get the best deal possible. If life throws unexpected expenses your way, our personal loans and debt consolidation services can offer relief when needed most.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements are available for all members, giving you an eco-friendly way to keep track of your financial activity. You'll receive your statements directly in your email or through our secure online portal. For those who prefer banking on the go, our mobile application is here to help. It's packed with features that allow you to make mobile payments and conduct person-to-person transfers with just a few taps on your smartphone. Need to send money to a friend? No problem! With our convenient person-to-person transfer feature, you can do it instantly.

Security You Can Trust

At Park, we prioritize your security. Our online banking services are equipped with advanced security measures so you can bank with peace of mind. We know how important it is for you to feel safe while managing your money online. Whether you're using a computer or mobile device, accessing your accounts has never been easier or safer. Join us at Park and experience the convenience of digital banking today!

Financial Strength

A Growing Member Base

Total Share Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,344,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 2217 War Admiral Way Ste 102 Lexington Ky 40509 or call (800) 262-2870 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,050 in used auto loans and $957,584,818 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe Savings Options

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we have financing solutions that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey towards success. At Park, we also offer refinancing options for various loans to help you lower your payments or access additional funds. If you're interested in learning about eligibility requirements or how to apply for any of our loan products, please don't hesitate to reach out. You can visit us at 2217 War Admiral Way Ste 102 Lexington Ky 40509 in Lexington, KY, or call us at (800) 262-2870 for more information. Our dedicated team is ready to assist you during our operating hours: M-Thursday 9-5, Friday 9-6, and Saturday 9-12. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that meets your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We provide clear guidance through the mortgage process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

Managing expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $13,419,095 in loans helping members manage their finances effectively, our credit cards come with benefits designed to suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy helps users trust the information they receive.

PARK FEDERAL CREDIT UNION