Personal Loans in Oxford, AL

Looking for the top loan options in Oxford, AL? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for debt consolidation or a big purchase, you’re just a few clicks away from smart, affordable financing.

Our Oxford community banks and credit unions provide fast approvals and genuine support tailored to your needs. Get personalized service with hometown trust and make your financial plans a reality—right here in Oxford, Alabama.

Filters

Lender
APR
Term
Amount
Link
Info
gogulfwinds
9.99 - 17.9 %
1 - 5 Yrs
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
apcocu
10.9 - 11.5 %
1.1 - 3 Yrs
guardiancu
11.39 - 12.69 %
2.1 - 4 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs
mymax
13.25 - 18 %
3.5 Yrs
allincu
14.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Gulf Winds has a Personal loan with an APR of 9.99% today, unchanged from it was 7 and 60 days ago. The rate has stayed steady over this period. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months.

Guardian's Relationship pricing signature loans have an APR of 11.39% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans carry an APR of 11.69% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days.

All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Oxford, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICA'S FIRST FEDERAL CREDIT UNION
31 COMMONS WAY OXFORD AL 36203
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,514,666,869
Deposits: $241,463,130
Net Worth: $284,700,495
Employees: 436
Members: 195,392
AOD FEDERAL CREDIT UNION
12 ELM ST OXFORD AL 36203
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $431,964,751
Deposits: $35,923,427
Net Worth: $64,691,339
Employees: 76
Members: 37,646
EMBLEM CREDIT UNION
2020 US HIGHWAY 78 E OXFORD AL 36203
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $562,613,333
Deposits: $56,219,540
Net Worth: $60,258,785
Employees: 96
Members: 30,573

🏘️ All the Lenders Available in Calhoun County, AL

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