Personal Loans in Key West, FL

Looking for a home or personal loan in Key West, FL? Compare offers from trusted local lenders to find the best rates and flexible terms tailored to your needs. Whether you’re buying a home or covering unexpected expenses, we help you make smart financial choices with ease.

Key West residents enjoy quick approvals and friendly service from community-focused credit unions and banks. Start your loan search today and discover options designed to support your goals with care and transparency—right here in the island community you call home.

Filters

Lender
APR
Term
Amount
Link
Info
dcfcu
10.49 - 10.74 %
5 Yrs
∞
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs
∞
mayocreditunion
10.79 - 11.75 %
∞
ithinkfi
11.15 - 18 %
3.1 - 5 Yrs
∞
midflorida
11.22 - 13.75 %
6 Yrs
∞
mccoyfcu
11.5 %
7 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
dortonline
11.99 %
3 Yrs
$100,000
∞
tropicalfcu
11.99 - 13.75 %
7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dade County has a Signature loan with an APR of 10.49% and a County line of credit at 10.74% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates provide clear information for members considering personal loans. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Ithink Financial has a fixed APR of 11.15% for its Term loans. This rate has stayed the same over the past 7, 30, 60, and 90 days. Midflorida's Closed end personal loan has an APR of 11.22% , which has stayed the same over the past 7, 30, 60, and 90 days. The Premium line of credit carries an APR of 13.75% , also unchanged during those time frames.

Mccoy has a Personal unsecured loan with an APR of 11.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. No other loan products are listed for comparison at this time. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

Dort Financial's Signature loans and Unsecured loans both have a fixed APR of 11.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Whether you choose a Signature or Unsecured loan, the interest rate remains steady over time. Tropical Financial's unsecured loan has a fixed APR of 11.99% , unchanged from 7, 30, and 90 days ago. The unsecured line of credit has a variable APR of 13.75% , also unchanged from 30 and 90 days ago.

🏦 All Local Lenders in Key West, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
KEYS FEDERAL CREDIT UNION
514 SOUTHARD ST KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
3022 N ROOSEVELT BLVD KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
5300 OVERSEAS HWY STE 1 KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
MONROE COUNTY TEACHERS FEDERAL CREDIT UNION
1442 KENNEDY DR KEY WEST FL 33040
ATM
P2P
E-Statements
Assets: $26,874,056
Deposits: $3,145,532
Net Worth: $2,605,118
Employees: 5.0
Members: 2,096
SOUTHERNMOST FEDERAL CREDIT UNION
1004 KENNEDY DR KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
Assets: $16,384,525
Deposits: $1,371,897
Net Worth: $2,961,466
Employees: 4
Members: 1,249

🏘️ All the Lenders Available in Monroe County, FL

✅KEYS FEDERAL CREDIT UNION
✅MONROE COUNTY TEACHERS FEDERAL CREDIT UNION
✅SOUTHERNMOST FEDERAL CREDIT UNION

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