Our commitment goes beyond just banking; it's about giving back to the community that has supported us throughout the years. We actively engage in local outreach programs and partnerships aimed at improving the lives of those around us. By participating in community events and supporting local charities, we aim to make a positive impact in Key West. While members can visit us at 5300 Overseas Hwy Ste 1, official correspondence should be sent to 3022 N Roosevelt Blvd, Key West, FL 33040 if you need to reach us via mail.
As we look forward to many more years of service, we invite you to be a part of the Keys family. Experience personalized service and discover how we can help you achieve your financial dreams. Visit us today or learn more about membership benefits at our website. Together, let's build a stronger community!
At Keys, our mission is simple yet powerful: to empower individuals and strengthen communities through exceptional financial services. We believe that everyone deserves access to quality banking solutions that can help them achieve their goals. Whether you're looking to open your first savings account or seeking guidance on managing debt, we are here for you. We strive to make banking as convenient as possible. With features like online and mobile banking, ATM access, and dedicated customer support available at 305-294-6622, we ensure that your experience with us is smooth and rewarding.
The journey of Keys began in a small office with a big dream: to provide accessible financial services tailored for our community. From humble beginnings, we have continually evolved to meet the needs of our members. As we celebrate over eight decades of service, our commitment to fostering financial literacy and supporting local initiatives remains at the forefront of everything we do. Our branch is more than just a financial institution; it's a cornerstone for many families and businesses in Key West. We proudly offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. This evolution reflects not only our growth but also the trust and support we've received from our members.
Our doors are open for you Monday through Friday, with lobby hours from 9 AM to 4 PM on weekdays and extended hours until 5 PM on Fridays. Whether you're stopping by during your lunch break or after work, we're here to assist you!
At Keys, we prioritize your comfort and ease. Ample parking is available right outside our door, making it simple to pop in for a quick transaction or longer discussions about your financial goals. Our branch is fully ADA compliant, with ramps and other accessibility features to ensure everyone can enjoy our services without hassle.
We offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right here at the branch, accessing your cash has never been easier. While we don't have drive-thru service, our friendly staff is ready to help you inside. If you're considering becoming a member or have questions about any of our offerings, don't hesitate to give us a call at (305) 294-6622. We invite you to visit us today at Keys your trusted partner in personal finance!
Imagine running your business without worrying about payment processing. Our merchant services offer reliable solutions that help you accept payments easily, whether online or in-store. This means more time focusing on what you do best growing your business. Visit us at 5300 Overseas Hwy Ste 1 Key West Fl 33040 in Key West, FL or give us a call at (305) 294-6622 to learn how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,116,229, we continue to drive economic growth by financing new and expanding businesses.
You can easily reach us at (305) 294-6622 for any inquiries or assistance. Our team is here to help guide you through all our services at 5300 Overseas Hwy Ste 1, ensuring you find the right solutions for your financial journey. With so many ways to bank with us from checking accounts to mortgages Keys is committed to helping you achieve your financial goals. Visit us today or explore more about our offerings on our website at www.keysfcu.org. Let us partner with you on your financial journey!
If you're a business owner, Keys has got you covered with business banking services including merchant services and business loans. We understand that running a business comes with its challenges; that's why we provide solutions that simplify payments and help you grow.
For those unexpected expenses or projects, our personal loans and debt consolidation options provide flexibility. We also offer credit cards with rewards programs that make every purchase count. Whether it's cash back on groceries or points for travel, our rewards card is designed to benefit your lifestyle.
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to perform transactions anytime and anywhere. From withdrawing cash at our ATMs to using person-to-person payment options, managing your money has never been easier.
Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine having a secure place for your money that also allows easy access through online and mobile banking. You can check balances, transfer funds, and pay bills right from your smartphone or computer. When it comes to financing your vehicle, we offer competitive auto loans and vehicle financing options. Picture driving off in a new car without the stress of high interest rates our tailored auto loans make it possible. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are structured to fit various budgets and goals.
Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which means you'll receive your account statements electronically no more waiting for paper statements in the mail. This not only helps you stay organized but also supports our commitment to going green. For added convenience, our mobile application offers features like mobile payments and person-to-person transfers. Whether you're out shopping or splitting a dinner bill with friends, making payments is quick and hassle-free. Plus, with electronic signature authorization, signing documents has never been simpler; no need for physical signatures when you can do it all digitally.
We prioritize your security while you bank online. Our systems are designed with state-of-the-art security measures to protect your personal information and ensure safe transactions. You can have peace of mind knowing that your data is secure as you manage your finances from the comfort of your home or on the go. Whether you're tech-savvy or just starting to explore digital banking, our user-friendly interface ensures that you can navigate easily. Experience the ease of real-time account management at Keys and take control of your financial future today!
With $21,759,408 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,104 in used auto loans and $176,333,420 in total loans and leases.
Members' savings are secured through $40,813,874 in share certificates and $25,491,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $14,418 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $27,190,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share Accounts: 34,115, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keys is your trusted partner. Visit us at 5300 Overseas Hwy Ste 1 Key West Fl 33040 or call (305) 294-6622 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,712,567 in used vehicle loans and $24,813,083 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car ownership accessible and affordable.
For business owners, our outstanding commercial loans totaling $3,116,229 provide the capital needed to grow and expand. We understand that every business has unique financing needs and are here to help you navigate through them.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,980,133, make buying or refinancing simple. We offer guidance throughout the process, ensuring you understand your options and can choose the best loan structure for your situation.
If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or reduce interest rates. It's worth exploring how refinancing can benefit your financial situation. At Keys, our commitment is not just to provide loans but also to empower our members with financial insights and support along their journey. For detailed information about eligibility and how to apply, feel free to reach out via phone at (305) 294-6622 or visit us at 5300 Overseas Hwy Ste 1 Key West Fl 33040 in Key West, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!
We also offer flexible terms on unsecured credit card loans, with a total of $9,763,616 in loans helping members manage their finances effectively. These cards are perfect for those looking to build credit while enjoying convenient purchasing power.
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