Personal Loans in Key West, FL

Looking for a home or personal loan in Key West, FL? Compare offers from trusted local lenders to find the best rates and flexible terms tailored to your needs. Whether you’re buying a home or covering unexpected expenses, we help you make smart financial choices with ease.

Key West residents enjoy quick approvals and friendly service from community-focused credit unions and banks. Start your loan search today and discover options designed to support your goals with care and transparency—right here in the island community you call home.

Filters

Lender
APR
Term
Amount
Link
Info
americafirst
12.49 - 16.49 %
1 Yrs
sccu
12.5 %
5 Yrs
ufcu
12.9 - 17.9 %
5 Yrs
creditunion1
12.99 - 15.74 %
1 - 5 Yrs
$48,000
allincu
14.99 %
5 Yrs
dfcufinancial
15.24 - 16.25 %
5 Yrs
$10,000
gtefinancial
15.99 - 17.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Space Coast has a Signature loan with an APR of 12.5% today, unchanged from it was 90 days ago. There's no change compared to the past month or two either. This rate provides a clear picture of the loan's cost over time. University's personal line–of–credit rates and signature loan rates both have a 12.9% APR today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

Credit Union 1 has a Signature loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods. Dfcu Financial has a personal loan with an APR of 15.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their personal lines of credit have a fixed APR of 16.25% , also unchanged over the past 90 days.

Gte has a Personal loan and a Personal line of credit, both with an APR of 15.99% today. These rates have stayed the same compared to 7 and 30 days ago but are higher than the rates from 60 and 90 days ago, which were 12.24% for the Personal loan and 14.24% for the Personal line of credit.

🏦 All Local Lenders in Key West, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
KEYS FEDERAL CREDIT UNION
514 SOUTHARD ST KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
3022 N ROOSEVELT BLVD KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
5300 OVERSEAS HWY STE 1 KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
MONROE COUNTY TEACHERS FEDERAL CREDIT UNION
1442 KENNEDY DR KEY WEST FL 33040
ATM
P2P
E-Statements
Assets: $26,874,056
Deposits: $3,145,532
Net Worth: $2,605,118
Employees: 5.0
Members: 2,096
SOUTHERNMOST FEDERAL CREDIT UNION
1004 KENNEDY DR KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
Assets: $16,384,525
Deposits: $1,371,897
Net Worth: $2,961,466
Employees: 4
Members: 1,249

🏘️ All the Lenders Available in Monroe County, FL

Compare other loan types in Key West, FL

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