Personal Loans in Key West, FL

Looking for a home or personal loan in Key West, FL? Compare offers from trusted local lenders to find the best rates and flexible terms tailored to your needs. Whether you’re buying a home or covering unexpected expenses, we help you make smart financial choices with ease.

Key West residents enjoy quick approvals and friendly service from community-focused credit unions and banks. Start your loan search today and discover options designed to support your goals with care and transparency—right here in the island community you call home.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
penair
8.9 - 17.9 %
2 - 5 Yrs
$20,000
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
vystarcu
8.99 - 14.49 %
3.1 - 10 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Pen Air's personal loan has an APR of 8.9% , which is unchanged from 7 and 30 days ago but higher than 90 days ago. The personal line of credit has a steady APR of 14.9% , with no change over the past 90 days. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Vystar's personal loans with an APR of 10% today, which has not changed from 7 or 30 days ago. The Adoption line of credit has a rate of 8.99% , and the Personal line of credit is at 14.49% , both steady compared to the past month. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan.

🏦 All Local Lenders in Key West, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
KEYS FEDERAL CREDIT UNION
514 SOUTHARD ST KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
3022 N ROOSEVELT BLVD KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
KEYS FEDERAL CREDIT UNION
5300 OVERSEAS HWY STE 1 KEY WEST FL 33040
ATM
P2P
E-Statements
E-Signature
Assets: $249,937,212
Deposits: $15,754,199
Net Worth: $27,190,739
Employees: 59
Members: 18,258
MONROE COUNTY TEACHERS FEDERAL CREDIT UNION
1442 KENNEDY DR KEY WEST FL 33040
ATM
P2P
E-Statements
Assets: $26,874,056
Deposits: $3,145,532
Net Worth: $2,605,118
Employees: 5.0
Members: 2,096
SOUTHERNMOST FEDERAL CREDIT UNION
1004 KENNEDY DR KEY WEST FL 33040
ATM
Drive-Thru
P2P
E-Statements
Assets: $16,384,525
Deposits: $1,371,897
Net Worth: $2,961,466
Employees: 4
Members: 1,249

🏘️ All the Lenders Available in Monroe County, FL

✅KEYS FEDERAL CREDIT UNION
✅MONROE COUNTY TEACHERS FEDERAL CREDIT UNION
✅SOUTHERNMOST FEDERAL CREDIT UNION

Compare other loan types in Key West, FL

Why compare Personal Loans in Key West, FL on LendMesh

If you’re exploring home or personal loans in Key West, FL, taking time to compare lenders on LendMesh can help you uncover better deals and more affordable options. By browsing multiple offers, you gain the confidence to choose a loan that truly fits your financial goals without feeling rushed or pressured.

For an even smoother experience, consider subscribing to LendMesh alerts tailored to your target rate. Whether you want weekly or monthly updates, you’ll receive expert insights, current rate trends, and carefully selected loan offers sent directly to your inbox. Join other Key West borrowers who rely on LendMesh to stay informed and seize the best loan opportunities as they arise.

Customers are also interested in:

Home Loan Personal Loan