Personal Loans in Gainesville, FL

Looking for low-interest personal loans in Gainesville, FL? Comparing credit union loan offers can help you find the best rates and terms that fit your budget, making it easier to cover unexpected expenses or big purchases without stress.

Our local credit unions understand Gainesville’s unique needs and offer flexible options backed by friendly, personalized service. Take a moment to compare loan options today and secure financing tailored to your financial goals with hometown support you can trust.

Filters

Lender
APR
Term
Amount
Link
Info
dcfcu
10.49 - 10.74 %
5 Yrs
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs
mayocreditunion
10.79 - 11.75 %
ithinkfi
11.15 - 18 %
3.1 - 5 Yrs
midflorida
11.22 - 13.75 %
6 Yrs
mccoyfcu
11.5 %
7 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
dortonline
11.99 %
3 Yrs
$100,000
tropicalfcu
11.99 - 13.75 %
7 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dade County has a Signature loan with an APR of 10.49% and a County line of credit at 10.74% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These steady rates provide clear information for members considering these personal loan. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Ithink Financial has a fixed APR of 11.15% for its Term loans. This rate has stayed the same over the past 7, 30, 60, and 90 days. Midflorida's Closed end personal loan has an APR of 11.22% , which has stayed the same over the past 7, 30, 60, and 90 days. The Premium line of credit carries an APR of 13.75% , also unchanged during those time frames.

Mccoy has a Personal unsecured loan with an APR of 11.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. No other loan products are listed for comparison at this time. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

Dort Financial's Signature loans have a fixed APR of 11.99% , which has stayed the same over the past 7, 30, and 60 days. Their Unsecured loans also carry an APR of 11.99% , with no change in the last 7, 30, 60, or 90 days. Tropical Financial's unsecured loan has a fixed APR of 11.99% , unchanged from 7, 30, and 90 days ago. The unsecured line of credit has a variable APR of 13.75% , also unchanged from 30 and 90 days ago.

🏦 All Local Lenders in Gainesville, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
MIDFLORIDA CREDIT UNION
6120 NW 1ST PL GAINESVILLE FL 32607
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,040,523,100
Deposits: $554,970,676
Net Worth: $847,124,764
Employees: 1419
Members: 472,203

🏘️ All the Lenders Available in Alachua County, FL

Compare other loan types in Gainesville, FL

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If you’re in Gainesville, FL, exploring interest rates on credit union loans, it’s smart to keep comparing lenders on LendMesh. By checking multiple offers side by side, you can uncover better deals and more affordable options tailored to your needs. Take your time and make informed choices to find the loan that fits your budget without any pressure.

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