Personal Loans in Gainesville, FL

Looking for low-interest personal loans in Gainesville, FL? Comparing credit union loan offers can help you find the best rates and terms that fit your budget, making it easier to cover unexpected expenses or big purchases without stress.

Our local credit unions understand Gainesville’s unique needs and offer flexible options backed by friendly, personalized service. Take a moment to compare loan options today and secure financing tailored to your financial goals with hometown support you can trust.

Filters

Lender
APR
Term
Amount
Link
Info
americafirst
12.49 - 16.49 %
1 Yrs
sccu
12.5 %
5 Yrs
ufcu
12.9 - 17.9 %
5 Yrs
creditunion1
12.99 - 15.74 %
1 - 5 Yrs
$48,000
allincu
14.99 %
5 Yrs
dfcufinancial
15.24 - 16.25 %
5 Yrs
$10,000
gtefinancial
15.99 - 17.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Space Coast has a Signature loan with an APR of 12.5% today, unchanged from it was 90 days ago. There's no change compared to the past month or two either. This rate provides a clear picture of the loan's cost over time. University's personal line–of–credit rates and signature loan rates both have a 12.9% APR today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

Credit Union 1 has a Signature loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods. Dfcu Financial has a personal loan with an APR of 15.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their personal lines of credit have a fixed APR of 16.25% , also unchanged over the past 90 days.

Gte has a Personal loan and a Personal line of credit, both with an APR of 15.99% today. These rates have stayed the same compared to 7 and 30 days ago but are higher than the rates from 60 and 90 days ago, which were 12.24% for the Personal loan and 14.24% for the Personal line of credit.

🏦 All Local Lenders in Gainesville, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
MIDFLORIDA CREDIT UNION
6120 NW 1ST PL GAINESVILLE FL 32607
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,040,523,100
Deposits: $554,970,676
Net Worth: $847,124,764
Employees: 1419
Members: 472,203

🏘️ All the Lenders Available in Alachua County, FL

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Why compare Personal Loans in Gainesville, FL on LendMesh

If you’re in Gainesville, FL, exploring interest rates on credit union loans, it’s smart to keep comparing lenders on LendMesh. By checking multiple offers side by side, you can uncover better deals and more affordable options tailored to your needs. Take your time and make informed choices to find the loan that fits your budget without any pressure.

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