MidFlorida Credit Union Gainesville FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Midflorida, your trusted credit union located at 6120 Nw 1St Pl, Gainesville, FL 32607. Since our establishment in 1954, we have dedicated ourselves to supporting the financial needs of our members and the surrounding community. With a robust membership base of over 472,203 individuals, we take pride in being a cornerstone of financial health and well-being in Gainesville. At Midflorida, we believe that banking should be personal and straightforward. Our total assets stand strong at $8,040,523,100, enabling us to offer competitive loans and services tailored to your needs. Whether you're looking for an auto loan or opening a savings account, we have a variety of options available, including 342,371 loans and leases designed to help you achieve your financial goals. Our commitment extends beyond just numbers; it's about building relationships within our community. Under the leadership of CEO Steve Moseley and Board President Christopher Geiger, our team of over 1,419 employees works diligently to ensure every member feels valued and supported. We invite you to explore our offerings like online banking, personal loans, and business services all crafted with your convenience in mind. While members can visit us at 6120 Nw 1St Pl, official correspondence should be sent to the same address. Have questions? Don't hesitate to reach out! Call us at 866-913-3733 or explore our website at Midflorida for more information. Join us today and experience the Midflorida difference where community matters and your financial success is our priority!

Branch History & Mission

At Midflorida, we take pride in our rich history and unwavering commitment to the communities we serve. Established in 1954, our branch in Gainesville, Florida, has grown alongside its members, evolving into a trusted financial partner for over 472,000 individuals. Located at 6120 NW 1st Pl, Gainesville, FL 32607, our office is easily accessible for all your banking needs. Since our inception, we have witnessed remarkable milestones that reflect our dedication to enhancing the lives of our members. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total assets now exceeding $8 billion, we have proven ourselves as a stable and reliable institution in the financial landscape. Our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We understand that our success is tied to the well-being of those around us. That's why we actively engage in outreach initiatives and partnerships aimed at uplifting local organizations and families. Whether through financial education programs or charitable contributions, we strive to make a meaningful impact every day. In addition to traditional banking services, we are proud to offer modern conveniences like online and mobile banking. Our branch is ADA compliant and features both ATM availability and drive-thru banking options for added accessibility. We also participate in shared service centers to enhance our members' experiences further. While members can visit us at our physical location in Gainesville, official correspondence should be sent to 6120 NW 1st Pl, Gainesville, FL 32607 for accuracy. We invite you to join the Midflorida family and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter future one where everyone has access to the financial tools they need to thrive. For more information or assistance, feel free to call us at 866-913-3733.

Branch Location & Accessibility

A Full Range of Services

Our team is dedicated to providing a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, as a shared service center, we can assist members from partner credit unions with basic transactions too. While you're welcome to visit us at our physical location in Gainesville, if you need to send any official correspondence, please address it to the same location 6120 NW 1st Pl, Gainesville, FL 32607.

Come Visit Us!

Ready to experience convenient banking with a personal touch? We invite you to stop by Midflorida today! If you have questions or want more information before visiting, don't hesitate to give us a call at 866-913-3733. We look forward to serving you!

Convenient Access and Amenities

At Midflorida, we understand that convenience matters. That's why our branch features ample parking and is fully ADA compliant, ensuring everyone can access our services without hassle. If you prefer quick transactions, take advantage of our drive-thru banking, available Monday through Saturday. For those who need to withdraw cash or check their balances on the go, we also offer ATM services right here at our location.

Operating Hours That Fit Your Schedule

We strive to accommodate your busy lifestyle with flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending to 6:00 PM on Fridays and even welcoming you on Saturdays from 9:00 AM until 1:00 PM. The drive-thru opens even earlier at 7:00 AM during weekdays and at 8:30 AM on Saturdays, making it easy for you to get things done when it suits you best.

Member Eligibility

At Midflorida, we believe that joining our community is a step towards achieving your financial dreams. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have a family member who's already a member, you can easily join us at our branch located at 6120 Nw 1St Pl Gainesville Fl 32607. We're here to support you with personalized banking services and resources that make your financial journey smoother. To find out more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is just as straightforward. With just a few steps, you'll be on your way to enjoying all the benefits of membership, including access to competitive rates on loans and savings. Ready to take the next step? You can get started by visiting https://loans.midflorida.com/ or give us a call at (866) 913-3733 for any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that help streamline your transactions. Picture this: your customers can pay easily with various methods, making their experience smooth while boosting your sales. Whether you're running a local shop or managing an online store, our merchant services can adapt to fit your needs. Located at 6120 Nw 1St Pl Gainesville Fl 32607 in Gainesville, FL, we're here to support your business journey every step of the way. Reach out today at (866) 913-3733 to learn how we can help you thrive!

Comprehensive List Of Services

Always Here for You

With extended lobby hours throughout the week including Saturdays we aim to be available when you need us most. Our friendly staff is ready to assist you with any questions or concerns about our services. Ready to take the next step in managing your finances? Reach out to us at (866) 913-3733 or visit us at 6120 Nw 1St Pl Gainesville Fl 32607 in Gainesville, FL. Discover how Midflorida can help you achieve your financial goals today!

Business Banking Services

If you're an entrepreneur or small business owner, we've got you covered with business banking services that include merchant services and business loans. We understand the unique challenges faced by businesses today, which is why we're committed to providing personalized support to help your venture thrive.

Convenient Access Options

We know convenience is key in today's fast-paced world. At Midflorida, we offer ATM services for quick cash withdrawals and balance checks whenever you need them. Our drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle perfect for those on the go! Additionally, as part of our shared service center program, members can perform basic transactions at partner credit unions across the country. This means you'll always have access to your funds, no matter where life takes you.

Credit Cards and Rewards

For those who want to earn while they spend, our credit cards come with rewards that can benefit you in various ways. Imagine earning points for travel, cash back on everyday purchases, or even discounts at local businesses all while enjoying the peace of mind that comes from working with a trusted credit union.

Personal Banking Solutions

Managing your money should be simple and straightforward. That's why we offer personal banking services that include checking and savings accounts designed for everyday use. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. When it comes time to make significant purchases like a car or home, our auto loans and mortgage financing options are flexible and competitive. We also provide personal loans for debt consolidation or unexpected expenses helping you find financial relief when you need it most.

Digital & Online Banking

Convenient Features

We prioritize your convenience and security. Our mobile application allows you to manage your accounts right from your smartphone, making it simple to deposit checks using electronic signatures yes, we support electronic signature authorization for a hassle-free experience. You can also enjoy e-statements, which provide an eco-friendly way to stay updated on your account without cluttering your mailbox. For those who prefer mobile payments, we've got you covered! You can easily make purchases directly from your phone. This feature not only saves time but adds an extra layer of convenience when you're out and about.

Safe and User-Friendly

At Midflorida, security is a top priority. We employ advanced encryption technologies to ensure that all transactions are safe and secure. Navigating through our online banking platform is designed to be user-friendly, so whether you're tech-savvy or just getting started, you'll find everything you need with ease. With our digital banking options, you're in control of your finances. From managing daily transactions to keeping track of spending habits in real-time, every feature is aimed at giving you peace of mind while you bank. Discover how easy banking can be with us by visiting https://www.midflorida.com/ today!

Financial Strength

Commitment to Member Services

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $138,957 in used auto loans and $6,291,591,067 in total loans and leases. Our operational efficiency is reflected in our impressive $30,389,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,175 full-time employees and 244 part-time employees ready to assist you.

Growing Member Base

We are thrilled to report a growing member base with a total of 1,315,690 share accounts. This indicates the trust placed in us by our community as we strive to meet your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 6120 Nw 1St Pl Gainesville Fl 32607, Gainesville, FL, or call us at (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Plus, if you currently have an auto loan with another lender, ask about our refinancing options to potentially lower your monthly payment.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand your business. Whether you're looking to purchase equipment, manage cash flow, or invest in new opportunities, our team is ready to support your business journey. At Midflorida, we are committed to making financial services accessible and beneficial for everyone. For more information on our loan offerings or to start an application today, please contact us at (866) 913-3733 or visit us at our branch located at 6120 Nw 1St Pl Gainesville Fl 32607, Gainesville, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Our team is here to guide you through the process and find the best solution for your situation. We also have eligibility options available to assist first-time homebuyers.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $151,724,964 in loans helping members effectively manage their finances, we offer flexible terms that work for you. Enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information provided is both accurate and fair. LendMesh prioritizes transparency by presenting offers from legitimate lenders only.

Key Benefits of Using LendMesh

- Verified Data: Every loan offer comes from trusted financial institutions, ensuring that you see reliable options. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results for users seeking loans. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION - Gainesville, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Gainesville, FL (32607)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Full Range of Services

Come Visit Us!

Convenient Access and Amenities

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Loan Options for Every Stage

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Always Here for You

Business Banking Services

Convenient Access Options

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

Convenient Features

Safe and User-Friendly

Financial Strength

Commitment to Member Services

Growing Member Base

Secure Savings for Members

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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