Personal Loans in Gainesville, FL 32607

Looking for low-interest personal loans in Gainesville, FL? Comparing credit union loan offers can help you find the best rates and terms that fit your budget, making it easier to cover unexpected expenses or big purchases without stress.

Our local credit unions understand Gainesville’s unique needs and offer flexible options backed by friendly, personalized service. Take a moment to compare loan options today and secure financing tailored to your financial goals with hometown support you can trust.

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APR

Term

Amount

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4.64 - 8.49 %

∞

4.99 - 7.99 %

4 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 10.75 %

3 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8 - 11.75 %

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. First Commerce personal loan rates are 4.99% APR today, the same as 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Publix Employees has a Personal loan with an APR of 9.5% , which is unchanged from 7, 30, 60, and 90 days ago. Their Emergency disaster loan has a steady APR of 8% , and the Personal line of credit remains at 11.75% APR over the same periods. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period.

🏦 All Local Lenders in Gainesville, FL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MIDFLORIDA CREDIT UNION	6120 NW 1ST PL GAINESVILLE FL 32607	⏰ Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm 📞 8669133733	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $8,040,523,100 Deposits: $554,970,676 Net Worth: $847,124,764 Employees: 1419 Members: 472,203

🏘️ All the Lenders Available in Alachua County, FL

✅MIDFLORIDA CREDIT UNION

✅CAMPUS USA CREDIT UNION

✅VYSTAR CREDIT UNION

✅RADIANT CREDIT UNION

✅FLORIDA CREDIT UNION

✅ALLIANCE CREDIT UNION OF FLORIDA CREDIT UNION

✅FICARE FEDERAL CREDIT UNION

Compare other loan types in Gainesville, FL

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