Personal Loans in Gainesville, FL 32607

Looking for low-interest personal loans in Gainesville, FL? Comparing credit union loan offers can help you find the best rates and terms that fit your budget, making it easier to cover unexpected expenses or big purchases without stress.

Our local credit unions understand Gainesville’s unique needs and offer flexible options backed by friendly, personalized service. Take a moment to compare loan options today and secure financing tailored to your financial goals with hometown support you can trust.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.9 - 17.9 %

2 - 5 Yrs

$20,000

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.49 %

3.1 - 10 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Pen Air's personal loan has an APR of 8.9% , which is unchanged from 7 and 30 days ago but higher than 90 days ago. The personal line of credit has a steady APR of 14.9% , with no change over the past 90 days. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Vystar's personal loans with an APR of 10% today, which has not changed from 7 or 30 days ago. The Adoption line of credit has a rate of 8.99% , and the Personal line of credit is at 14.49% , both steady compared to the past month. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan.

🏦 All Local Lenders in Gainesville, FL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MIDFLORIDA CREDIT UNION	6120 NW 1ST PL GAINESVILLE FL 32607	⏰ Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm 📞 8669133733	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $8,040,523,100 Deposits: $554,970,676 Net Worth: $847,124,764 Employees: 1419 Members: 472,203

🏘️ All the Lenders Available in Alachua County, FL

✅MIDFLORIDA CREDIT UNION

✅CAMPUS USA CREDIT UNION

✅VYSTAR CREDIT UNION

✅RADIANT CREDIT UNION

✅FLORIDA CREDIT UNION

✅ALLIANCE CREDIT UNION OF FLORIDA CREDIT UNION

✅FICARE FEDERAL CREDIT UNION

Compare other loan types in Gainesville, FL

Why compare Personal Loans in Gainesville, FL on LendMesh

If you’re in Gainesville, FL, exploring interest rates on credit union loans, it’s smart to keep comparing lenders on LendMesh. By checking multiple offers side by side, you can uncover better deals and more affordable options tailored to your needs. Take your time and make informed choices to find the loan that fits your budget without any pressure.

Consider subscribing to LendMesh for personalized loan alerts designed just for Gainesville borrowers. Simply set your target interest rate, and we’ll notify you as soon as offers fall below that level. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly—helping you stay informed and ready to act when the right opportunity comes along.

Customers are also interested in:

Interest On Credit Union Loans