Personal Loans in Richlands, NC 28574

Looking for the best personal and home loan interest rates in Richlands, NC? Compare offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Getting the right loan shouldn’t be complicated — we make it simple and clear.

Whether you’re planning home improvements or managing unexpected expenses, Richlands residents can access competitive rates with fast approvals. Start comparing today to find a loan that supports your goals and keeps your finances on track.

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APR

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11.5 - 18 %

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.44 %

∞

12.49 - 16.49 %

1 Yrs

∞

14.74 %

∞

15 - 18 %

$20,000

∞

15.06 - 18 %

0.1 - 6 Yrs

500 - $10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Richlands, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MARINE FEDERAL CREDIT UNION	351 KINSTON HWY RICHLANDS NC 28574	⏰ Mon-Fri 9am-6pm Sat 9am-2pm 📞 9105777333 📠 9103557872	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,015,724,160 Deposits: $45,882,107 Net Worth: $105,386,253 Employees: 260 Members: 81,525
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	113 KOONCE FORK RD RICHLANDS NC 28574	⏰ Lobby: M - F: 0900 - 1800 Sat: 0900 - 1300Drive Thru: M - F: 0900 - 1800 Sat: 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

🏘️ All the Lenders Available in Onslow County, NC

✅MARINE 12977 CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

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