Marine Credit Union Richlands NC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Marine Credit Union in Richlands, North Carolina! Located conveniently at 351 Kinston Hwy, we have been proudly serving our community since 1959. With a strong commitment to our members, we currently support over 81,525 members and manage a robust total asset base of $1,015,724,160. Whether you're looking for personal banking services, auto loans, or business financing options, we're here to help you achieve your financial goals. At Marine Credit Union, we understand the importance of trust and reliability in your financial journey. Our dedicated team of 260 employees, led by our CEO Jeffrey Clark and Board President Chuck Collins, is committed to providing exceptional service tailored to your needs. We offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and much more. While you can always visit us at our Richlands branch for friendly assistance, official correspondence should be sent to the same address: 351 Kinston Hwy, Richlands, NC 28574. Our doors are open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. With total deposits reaching $45,882,107 and a net worth of $105,386,253, Marine Credit Union is not just a bank; it's a trusted partner in your financial success. We also maintain a healthy cash reserve of $10,263,577 to ensure that we are always ready to serve you. Ready to take the next step? Call us today at 910-577-7333 or explore our website at marinefederalhb.org to learn more about how we can assist you. Join us in building a brighter financial future together!

Branch History & Mission

Our Mission

Our mission at Marine is simple yet powerful: to empower our members through exceptional financial services while fostering a sense of community. We aim to provide access to essential banking products such as checking and savings accounts, auto loans, mortgages, and credit cards. But beyond just numbers and transactions, we strive to make a meaningful impact in the lives of those we serve. We recognize that true success comes from being deeply involved in our community. That's why we actively engage in outreach efforts and partnerships that uplift local organizations and initiatives. Whether it's sponsoring events or supporting educational programs, we are dedicated to giving back and strengthening the bonds that tie us together. While members can visit us at our branch location on Kinston Hwy, official correspondence should be sent to the same address: 351 Kinston Hwy, Richlands, NC 28574. Our team is available during operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM to assist you with all your banking needs. With convenient ATM availability and shared service center options for easy access to services across different locations, we ensure that banking with us is hassle-free. In today's digital world, we've embraced technology by offering online and mobile banking services so you can manage your finances anytime, anywhere. From electronic signatures to person-to-person payments, we're here to simplify your financial life. We invite you to join the Marine family and experience the difference that comes with being part of a member-focused credit union. Together, let's build a brighter financial future! For more information or to open an account, call us at (910) 577-7333 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Marine, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots to ensure everyone can access our services comfortably. If you require assistance, our team is always ready to help.

Operating Hours

We know that life can be busy, which is why we offer flexible banking hours. You can visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. This gives you plenty of time to stop by before or after work or even during the weekend!

Services Offered

At Marine, we provide a variety of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. We also feature ATM services for quick cash withdrawals and basic transactions through shared service centers for partner credit union members. While our main branch is located at 351 Kinston Hwy Richlands Nc 28574, please note that official correspondence should be sent to the same address: 351 Kinston Hwy, Richlands, NC 28574. If you have any questions or need assistance, don't hesitate to give us a call at (910) 577-7333. We look forward to welcoming you into the Marine family!

Member Eligibility

At Marine, we believe that becoming a member means joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're already on your way to membership! We welcome individuals from all walks of life, whether you're just starting out or looking to enhance your financial journey. Plus, when you become a member at Marine, you'll enjoy a range of benefits including personalized service and access to competitive rates on loans and savings accounts. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at our branch located at 351 Kinston Hwy Richlands Nc 28574, give us a call at (910) 577-7333, or check out our website for more information on how to apply. For detailed eligibility criteria, feel free to explore our resource page. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $107 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,931,819, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine having a reliable partner who helps you process payments effortlessly, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment processing, our services are here to support you every step of the way. Visit us at 351 Kinston Hwy Richlands Nc 28574 in Richlands, NC, or call us at (910) 577-7333 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs, we offer dedicated Business Banking services including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our knowledgeable staff will work closely with you to find the right financial products that suit your business needs.

Convenient Online and Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts from anywhere. Pay bills, transfer funds, and check balances all at your fingertips! Plus, our ATM services ensure that cash withdrawals are quick and convenient.

Home Sweet Home

Owning a home is a big step, and we want to make it as smooth as possible. We provide comprehensive Mortgage Loans & Refinancing options that can help you secure the home of your dreams or adjust your current mortgage terms to better fit your life. With our personalized approach, we're committed to helping you navigate every step of the home-buying journey.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking services including both Checking and Savings Accounts. Our accounts come with features designed to help you save more and spend wisely. For those unexpected expenses or planned purchases, our Personal Loans and Debt Consolidation options provide the flexibility you need to manage your finances effectively.

Shared Branch Transactions

As part of our commitment to community banking, we also offer basic shared branch transactions for members of partner credit unions. This means that even if you're away from home, you can still perform deposits and withdrawals easily. We invite you to visit us at Marine in Richlands or call us at 910-577-7333 if you have any questions about our services. Our team is here Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM ready to assist you! Explore how we can support your financial journey today by visiting our website or stopping by our branch!

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing your current auto loan, look no further! Our Auto Loans & Vehicle Financing options are designed with competitive rates that make it easier for you to hit the road in style. Imagine driving away in your dream car without the financial stress our friendly team is here to guide you through the process.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Plus, with electronic signature authorization, signing documents is hassle-free no more printing or scanning required! For those who prefer going paperless, we provide e-statements that keep all your financial information secure and organized. You can access your statements anytime without worrying about clutter or losing important documents.

Mobile Convenience

Want to bank on the go? Our mobile application brings all these features right to your smartphone. You can manage your accounts, make payments, and even utilize mobile payments for added convenience when you're out shopping. This means you can leave the cash at home while still enjoying a smooth checkout experience.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Whether you're using our online services or our mobile app, you can rest assured knowing that your data is safe with us. With these user-friendly tools at Marine, you have complete control over your finances, allowing you to manage everything in real-time from the comfort of your home or while on the move. Explore our digital banking services today!

Financial Strength

At Marine, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health remains robust, ensuring we can provide you with the best possible services. With a net worth of $105,386,253, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $185,562,428 in share certificates and $201,867,712 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $47,725,186, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,003,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $9,928 in used auto loans and $724,953,458 in total loans and leases. Our operational efficiency is reflected in our $1,674,365, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 351 Kinston Hwy Richlands Nc 28574 or call (910) 577-7333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

At Marine, we are committed to making financing accessible and straightforward. If you're interested in refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out! You can contact us at (910) 577-7333 or visit us at 351 Kinston Hwy Richlands Nc 28574 in Richlands, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,733,789 in used vehicle loans and $54,848,841 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase with straightforward applications and quick approvals.

Business Loans

For business owners, our outstanding commercial loans totaling $35,931,819 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $91,747,899, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you understand your options and can choose the right mortgage for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $59,377,784 in loans helping members manage their finances effectively. This option is great for those who want to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Each comparison reflects current rates, giving users a true picture of their options without hidden fees or misleading information.

MARINE FEDERAL CREDIT UNION - Richlands, NC

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Student Loans

Vehicle Loans

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