Personal Loans in Kinston, NC 28504

Looking for a car or personal loan in Kinston, NC? Compare offers from local lenders to find low rates and flexible terms that fit your budget. Whether it’s a new ride or an unexpected expense, we make it easy to explore your best options.

Kinston residents trust lenders who know the community and care about your financial goals. Start comparing today to secure a loan with friendly service and manageable monthly payments that help you move forward with confidence.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

8.99 - 14.75 %

∞

9.25 - 12.75 %

0.5 - 6 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.9 %

∞

9.99 - 13.99 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Allegacy's Consolidation loan has an APR of 8.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Lifestyle loan rate is 9.85% APR and has also stayed steady over the same periods. State Employees' has a Closed–end fixed rate personal loan with an APR of 9.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature term note has a fixed APR of 11.75% , also unchanged during these time frames.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Advancial's Signature loan and True line of credit both have an APR of 9.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

🏦 All Local Lenders in Kinston, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SELF-HELP FEDERAL CREDIT UNION	1910 W VERNON AVE KINSTON NC 28504	⏰ M-F 9:00-5:00 📞 2525206602	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,126,239,636 Deposits: $437,357,613 Net Worth: $600,496,069 Employees: 397 Members: 129,107
STATE EMPLOYEES' CREDIT UNION	210 AIRPORT RD KINSTON NC 28504	⏰ M-F 8:30AM-5:30PM 📞 2525222121 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION	2216 W VERNON AVE KINSTON NC 28504	⏰ 8:30-5:30 📞 2525221717 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Lenoir County, NC

✅GREATER KINSTON CREDIT UNION

✅SELFHELP CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

Compare other loan types in Kinston, NC

Why compare Personal Loans in Kinston, NC on LendMesh

If you’re in Kinston, NC and exploring car loans or personal loans, it’s wise to keep comparing offers on LendMesh. Different lenders can vary widely in rates and terms, so taking a little extra time to shop around could mean better deals and more savings. Use LendMesh to easily browse options and find financing that fits your budget without any pressure.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the best loan rates in Kinston. Just set your target interest rate, and we’ll notify you when offers dip below that number. With weekly or monthly updates featuring expert insights and carefully selected deals, you’ll be equipped to make smart borrowing decisions as soon as opportunities arise. Join thousands of others who trust LendMesh to help them secure affordable loans with ease.

Customers are also interested in:

Car Loan And Personal Loan