Self-Help Credit Union Kinston NC | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Self-help, your trusted partner in financial wellness located at 1910 W Vernon Ave, Kinston, NC 28504. Since our establishment in 1983, we have proudly served our community with a commitment to fostering financial growth and stability for our members. With a total membership of 89,275 individuals, we believe that everyone deserves access to affordable financial services tailored to their unique needs. At Self-help, we focus on building strong relationships with our members. We understand that navigating finances can be challenging; that's why we're here to help you every step of the way. Our branch boasts total assets of $1,859,358,597 and offers an extensive range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Whether you're looking to open a checking account or secure a loan for your dream car, we have options designed just for you. Led by our dedicated CEO, Martin Eakes, and Board President Deborah McKetty, our team is passionate about enhancing the lives of our members. With 306 employees ready to assist you, you can expect personalized service whenever you visit or call us at 252-520-6602. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: PO Box 1278, Kinston, NC 28501. Join us in making financial dreams a reality explore our website at self-help.org for more information or come see us today! Your future starts here with Self-help!

Branch History & Mission

Join Us

As we look forward to many more years of service in Kinston and beyond, we invite you to become part of the Self-help family. Experience firsthand how our team can assist you with personalized banking solutions tailored just for you. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and discover the benefits of being a member of Self-help today! If you have any questions or need assistance, feel free to call us at 252-520-6602. Together, let's build a brighter future!

Our Evolution

Self-help began its journey with a simple mission: to provide financial resources that foster personal growth and community development. Over the years, we have expanded our offerings from basic banking services to include auto loans, mortgages, personal loans, and business banking solutions. With advancements in technology, we've embraced digital banking options that allow members to manage their accounts online or via mobile applications. This evolution ensures that we remain relevant in a fast-changing world while staying true to our roots. Our branch is designed with accessibility in mind. We proudly feature an ATM for quick cash withdrawals and a drive-thru service for added convenience during your busy days. We believe that everyone deserves easy access to their funds and banking services without unnecessary hurdles.

Our Mission

At Self-help, our mission goes beyond just providing financial services; it's about making a meaningful impact in the Kinston community. We strive to support local initiatives and partnerships that uplift those around us. We understand that by investing in our members' lives and futures, we are also investing in the strength of our community as a whole. We want everyone in Kinston to feel empowered when it comes to their finances whether it's saving for a dream home or financing education. Our commitment is clear: we are here not just as bankers but as allies in your financial journey. While you can visit us at 1910 W Vernon Ave for all your banking needs, please note that official correspondence should be directed to PO Box 1278, Kinston, NC 28501 if different from our physical address.

Branch Location & Accessibility

Accessibility Features

At Self-help, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can enjoy our services without any barriers. We have ample parking available right outside the entrance, including spaces designated for those with disabilities.

Get in Touch

Have questions? Feel free to call us at 252-520-6602. We encourage you to drop by and see how we can assist you with your financial goals. At Self-help, we are dedicated to serving our community with care and commitment!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by to open a new account or need assistance with a loan, our friendly staff is ready to help during these hours.

Services Offered

Our branch offers a wide range of services to meet your financial needs, including personal banking accounts, auto loans, mortgage options, and business banking solutions. Need cash? We have an ATM on-site for your convenience, as well as drive-thru banking available for quick deposits and withdrawals. While members can visit us at 1910 W Vernon Ave, official correspondence should be sent to our mailing address: PO Box 1278, Kinston, NC 28501.

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a warm and welcoming community. Joining us as a member is straightforward! If you live, work, or worship in the Kinston area, or have family ties to our wonderful community, you're likely eligible to become one of us. Membership not only opens the door to financial products tailored just for you, but it also connects you with a supportive network that genuinely cares about your financial wellbeing. To learn more about the specific eligibility requirements, feel free to check out our detailed informati. Becoming a member is just the beginning of your journey with us. Enjoy benefits like competitive loan rates and personalized service designed to help you thrive. Ready to take the next step? You can open your account easily at our branch located at 1910 W Vernon Ave Kinston Nc 28504, or give us a call at (252) 520-6602 for any questions. We can't wait to welcome you into the Self-help family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods easily, which means happier customers and improved cash flow. By choosing Self-help, you're not just getting a bank; you're gaining a dedicated ally in your business success. Visit us at 1910 W Vernon Ave Kinston Nc 28504 in Kinston, NC or give us a call at (252) 520-6602 to discover how our tailored business banking solutions can elevate your enterprise.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing services are here to help. We work with you to find competitive rates that fit your budget, ensuring you can get on the road without breaking the bank. Picture yourself driving off in your dream car while knowing you've made a sound financial choice.

Business Banking

For our business-minded members, we offer robust Business Banking solutions like merchant services and business loans tailored to help your venture thrive. Whether you're starting out or expanding an existing business, we're committed to helping you succeed.

Convenience Services

To make banking even easier for you, we provide essential convenience services like ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. If you need quick access without leaving your car, our drive-thru service is just what you need. At Self-help, we're proud to serve our community with comprehensive financial solutions that meet every member's needs. If you'd like more information about any of our services or if you're ready to take the next step in your financial journey, give us a call at (252) 520-6602 or visit us at 1910 W Vernon Ave Kinston Nc 28504. Together, let's build a brighter financial future!

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards let you earn points or cash back on every purchase, giving you more value for your money. Just think about how rewarding it would be to treat yourself while also benefiting from your daily spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. We assist first-time homebuyers and seasoned homeowners alike by offering personalized guidance through the mortgage process. Imagine turning the key to your new front door, knowing you secured a loan that works for you.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Imagine having quick access to your funds through our online and mobile banking platforms. You can check balances, make transfers, and pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to simplify your monthly payments, our Personal Loans & Debt Consolidation services can provide relief. Whether it's funding a special project or consolidating debt into one manageable payment, we're here to support you through life's ups and downs.

Digital & Online Banking

Key Services

Our online banking platform is easy to navigate and packed with features that put you in control. You can set up e-statements through Yes for quick access to your financial documents without the clutter of paper. Plus, with our electronic signature authorization at Yes, signing documents has never been simpler just click and sign from the comfort of your home. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that without hassle. Simply log in and send funds directly from your account. It's fast, safe, and perfect for those moments when cash isn't handy.

Mobile Banking on the Go

For those who prefer to bank on their mobile devices, our mobile application is available at Yes. This app allows you to manage your accounts right from your smartphone, giving you access to all the features you need while you're out and about. Whether you're checking balances or making payments, everything is just a tap away. While we currently don't support mobile payments at No, our focus remains on providing you with secure and efficient banking solutions. With all these features combined, managing your finances has never been easier or more accessible. Visit us online at https://www.self-help.org/ to explore how our digital banking services can work for you today!

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially sound can make all the difference when it comes to trusting us with your money. With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as seen with our $1,167 in used auto loans and $1,637,133,842 in total loans and leases. Our performance insights reflect our operational efficiency with a net income of $4,200,525, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 116,979, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 1910 W Vernon Ave Kinston Nc 28504 or call (252) 520-6602 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, making it easier for you to drive away in your ideal vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your success. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. Our team is ready to assist you in navigating your financial journey. For more details about our loan offerings or to speak with one of our representatives, call us at (252) 520-6602 or visit us at 1910 W Vernon Ave Kinston Nc 28504 in Kinston, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. Enjoy the benefits of a credit card without the burden of collateral.

Loan Aggregator

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SELF HELP CREDIT UNION - Kinston, NC

Type of Loan Offerings

Personal Loans

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