Personal Loans in Durham, NC 27705

Looking for easy loans in Durham, NC? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can get fast approvals and clear options.

Durham’s community-focused lenders offer personalized service and competitive rates, making it simpler to borrow with confidence. Take a moment to compare today and discover how easy it is to get the funds you need, right here in your hometown.

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APR

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11.5 - 18 %

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.44 %

∞

12.49 - 16.49 %

1 Yrs

∞

14.74 %

∞

15 - 18 %

$20,000

∞

15.06 - 18 %

0.1 - 6 Yrs

500 - $10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Durham, NC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
DUKE UNIVERSITY FEDERAL CREDIT UNION	2200 W MAIN ST STE L100 DURHAM NC 27705	⏰ 8:00am to 5:00pm Monday - Thursday 8:00am to 5:30pm Friday 📞 9196846704 📠 9196819438	ATM Services Only	P2P E-Statements E-Signature	Assets: $198,930,316 Deposits: $41,591,213 Net Worth: $19,726,947 Employees: 38.0 Members: 15,647
STATE EMPLOYEES' CREDIT UNION	3872 GUESS RD DURHAM NC 27705	⏰ 8:30-5:30 📞 9194773634 📠 9198395353	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943

🏘️ All the Lenders Available in Durham County, NC

✅COASTAL FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

✅MOUNT VERNON BAPTIST CHURCH CREDIT UNION

✅LOCAL GOVERNMENT FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅LATINO COMMUNITY CREDIT UNION

✅VISION FINANCIAL FEDERAL CREDIT UNION

✅DUKE UNIVERSITY FEDERAL CREDIT UNION

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